Chip Arvostelua 

5 155
•
TrustScore 4.5/5 tähteä

4,4

Emme tarkista arvosteluissa esitettyjen väitteiden paikkansapitävyyttä, sillä arvostelut ovat arvostelijoiden omia mielipiteitä. Arvostelu voi kuitenkin saada Varmennettu-merkinnän, jos pystymme todentamaan, että arvostelun kirjoittaja on asioinut yrityksen kanssa. Lue lisää

Alustan luotettavuuden varmistamiseksi kaikkien arvostelujen – varmennettujen ja varmentamattomien – on läpäistävä automaattinen seulonta, joka on käynnissä kellon ympäri. Järjestelmä tunnistaa ja poistaa ohjeistustemme vastaisen sisällön – myös arvostelut, jotka eivät perustu aitoon asiointiin. Tiedostamme, että asiattomia arvosteluja saattaa tästä huolimatta päästä läpi. Voit tehdä meille ilmoituksen mistä tahansa arvostelusta, jonka uskot jääneen meiltä huomaamatta. Lue lisää

Katso, mitä arvostelun kirjoittajat sanovat

Saanut 5/5 tähteä

I've been using the Chip app for several years now and I am very happy with it. Chip makes it easy to invest with already made up portfolios, depending on what amount of risk you want to take. Th... Näytä lisää

Saanut 5/5 tähteä

When I first opened an account with Chip 2 years ago it was incredibly easy and stress free. The day to day management of the account is impressive including security quarterly checks to sign back... Näytä lisää

Saanut 5/5 tähteä

I had concerns as could not see a transfer I had made . Ryan guided me through the process, giving me accurate timelines as to when my funds would be visible … speedy, accurate, professional responses... Näytä lisää

Saanut 1/5 tähteä

The company makes it almost impossible to move your ISA away from them. They will claim not to have received transfer requests or that the request is missing certain information and needs to be resent... Näytä lisää

Yritys on vastannut

Yrityksen tiedot

  1. Muut kuin pankin rahoituspalvelut

Tietoja yrityksestä Chip

Yrityksen kirjoittama

      Download Chip App      Chip Instagram        Chip LinkedIn      Chip LinkedIn  

Chip is here to make your life wealthy; we offer one simple, personalised experience to manage, grow and protect your wealth. That’s why we’ve been crowned ‘Best Personal Finance App’ in 2025, 2024, 2022, 2019 at the British Bank Awards.

With Chip you can:

      
  • Start investing from £1 with our range of investment funds.
  •   
  • Build wealth tax-free1 with our Cash ISA and Stocks & Shares ISA.
  •   
  • Track your entire investments and savings portfolio in one place.
  •   
  • Set your financial goals, link an account and save for those milestone moments.
  •   
  • Our smart features, like autosaving and recurring deposits, help make investing and saving seamless and easy.
  •   
  • Open any of our savings accounts completely free within minutes2.
  •   
  • All savings accounts in Chip are eligible for FSCS protection on up to £85,0002.
  •   
  • UK-based customer support available 7 days a week.

Everything else you need to know:

      
  • Seccl Custody Limited is the ISA Manager for our Stocks and Shares ISA. A monthly or annual ChipX membership is required for certain funds selected within a Stocks and Shares ISA. Fund management charges apply. ISA limits apply. Invest £20k per tax year.
  •   
  • Chip is a trading name of Chip Financial Ltd, authorised and regulated by the FCA (FRN: 911255). ClearBank Limited is the account provider for our savings accounts.
  •   
  • Chip Financial (Investments) Ltd is authorised and regulated by the Financial Conduct Authority, under firm reference number 1005114.
  •   
  • When investing, your capital is at risk. 1Tax treatment depends on individual circumstances and may be subject to change in the future. Chip does not provide tax or financial advice.

Yhteystiedot

4,4

Erinomainen

TrustScore 4.5/5 tähteä

5 t. arvostelua

5 tähteä
4 tähteä
3 tähteä
2 tähteä
1 tähti

Pyytää asiakkailta arvosteluja

Tämä yritys pyytää asiakkailtaan arvosteluja – olivat ne sitten hyviä tai huonoja

Trustpilotissa on kyse ihmisistä. Tämä yritys voi käyttää lisäksi tekoälyavusteista työkaluamme, joka auttaa vastausten laatimisessa.

Kuinka tämä yritys käyttää Trustpilotia

Tutustu arvostelujen ja arvosanojen lähteisiin, pisteytykseen ja moderointiin.

4,4

Kaikki arvostelut

(5 155)

901 arvostelua kuluneen 12 kuukauden aikana

Kirjoita arvostelu
Yritykset eivät saa tarjota kannustimia tai maksaa arvostelujen piilottamisesta Trustpilotissa. Arvostelut ovat yksittäisten käyttäjien mielipiteitä, eivät Trustpilotin. Lue lisää

Saanut 5/5 tähteä

Problem sorted very quickly

There was a glitch on the system so money I deposited was shown as pending and not taken from my nab account. I contacted CHIP who got back to me and immedietely sorted it speedily with no fuss. Excellent communication

22. syyskuuta 2026
Oma-aloitteinen arvostelu
Saanut 1/5 tähteä

Avoid - Impossible to move your Cash ISA out!

Everything was fine until I tried to move my "smart" cash ISA to a more competitive provider. They rejected the transfer claiming missing information when I made sure to provide every single detail (including the ISA reference number).

This type of account weirdly doesn't have a sort code and account number - this brilliant idea may have something to do with the rejection, or they just simply don't want to accept customers stop using their services.

This is definitely not the way to try to retain customers.

28. syyskuuta 2026
Oma-aloitteinen arvostelu
Chip-logo

Vastaus yritykseltä Chip

Hi Iria,

We’re sorry to hear how frustrating this has been, particularly when you took care to provide all the information requested.

We’ve now reached out to you directly to explain what happened with the transfer and provide some further clarity around the information required. We appreciate that the Smart Cash ISA uses a reference number rather than the usual sort code and account number, which can make the transfer process less straightforward with some providers.

We certainly don’t want to make it difficult for customers to move their money elsewhere, and we hope our explanation has helped clear things up.

The Chip Team

Saanut 5/5 tähteä

This is an easy app to operate and good…

This is an easy app to operate and good products.

28. syyskuuta 2026
Chip-logo

Vastaus yritykseltä Chip

Hi there,

Thanks for the lovely feedback! We’re glad you find the app easy to use and are enjoying our range of products. We really appreciate you taking the time to leave us a review!

The Chip Team

Saanut 2/5 tähteä

I rate this company two stars

I rate this company two stars. Competitive rates. However if you are taking the cash ISA read the small print. You can't do partial transfers out. Secondly they take a couple of days if you withdraw money. Trading 212 is instant on withdrawal and allow partial transfers. They pay less interest but it depends on your own needs.

29/9/26 - The replies are always the same bland drivel. Sorry you are disappointed but we are going to do nothing to change. I will be moving my funds as it's not good enough. Digital banking doesn't take two days to transfer electronic money. Chip must be smoking crack to think it's anything but bonkers.

28. syyskuuta 2026
Oma-aloitteinen arvostelu
Chip-logo

Vastaus yritykseltä Chip

Hi there,

Thanks for sharing your experience. We’re glad you find our rates competitive, but we’re sorry the transfer and withdrawal processes haven’t met your expectations.

We understand that the ability to make partial ISA transfers and access funds quickly can be important, and we appreciate you highlighting this for others considering the Smart Cash ISA. Your feedback is valuable as we continue to review how we can improve the experience.

If you have any questions about your account or the transfer process, please reach out via in-app chat and our team will be happy to help.

The Chip Team

Saanut 4/5 tähteä

ISA transfer-in

I was concerned about my ISA transfer from another provider (not that it was overdue - I just felt I was in limbo). Got an immediate response, and the transfer was completed very soon afterwards.

22. syyskuuta 2026
Oma-aloitteinen arvostelu
Chip-logo

Vastaus yritykseltä Chip

Hi there,

Thanks so much for your kind review. We’re really pleased to hear that our team was able to reassure you and that your ISA transfer was completed quickly.

We completely understand that waiting for a transfer can leave you feeling a little in limbo, so it’s great to hear that you received a prompt response and that we were able to get things moving for you.

Thanks for choosing Chip, and we hope you continue to enjoy using the app!

The Chip Team

Saanut 5/5 tähteä

CHIP a refreshingly new financial experience...

CHIP offer a refreshingly new online financial experience, which is very user-friendly. The products offered are top-class and the interest offered on savings has been constantly high compared to their competitors.
Member comments and messages are always answered in a timely manner and the staff are knowledgeable and pleasant.
A 'top to bottom' great company.

28. syyskuuta 2026
Chip-logo

Vastaus yritykseltä Chip

Hi John,

Thanks for such a fantastic review! We’re delighted that you’re enjoying the Chip experience, from our products and app to the support you receive from our team. It means a lot to hear that our communication and customer service have made a difference. Thanks for being part of the Chip community!

The Chip Team

Saanut 5/5 tähteä

Confidence in the product

Chip is very user friendly and when you contact them by email with a query they do their best to help. I have been with Chip for some time now and feel confident in their products.

23. syyskuuta 2026
Oma-aloitteinen arvostelu
Chip-logo

Vastaus yritykseltä Chip

Hi Linsy,

Thanks for being with Chip for so long! It’s wonderful to hear that you find our app user-friendly and feel confident in our products. We’re also pleased our team has been able to help when you’ve needed us. Thanks for your continued trust!

The Chip Team

Saanut 5/5 tähteä

User friendly

I like the ease of use, straightforward wording and clear descriptions of products from chip.

26. syyskuuta 2026
Chip-logo

Vastaus yritykseltä Chip

Hi Sam,

Thanks for the great review! We believe managing your money should feel straightforward, so it’s brilliant to hear you’re finding our app easy to use and our product descriptions clear. Thanks for choosing Chip!

The Chip Team

Saanut 5/5 tähteä

It’s simple to use

It’s simple to use, has a varied selection of products that are easy to set up and a keen customer care service

27. syyskuuta 2026
Chip-logo

Vastaus yritykseltä Chip

Hi Patrick,

Thanks so much for your lovely feedback! We’re glad you’re finding our range of products easy to set up and that our customer care team has made a positive impression. We really appreciate your support!

The Chip Team

Saanut 5/5 tähteä

I have used chip for a while now

I have used chip for a while now
They constantly updating the app and adding new products
The communication is great

App easy to use and easy to save with incentives

27. syyskuuta 2026
Chip-logo

Vastaus yritykseltä Chip

Hi Samantha,

Thanks so much for sticking with Chip! It’s great to hear you’re enjoying our new features, regular updates and communication. We’re also glad the app makes saving easy and rewarding. Thanks for being part of the Chip community!

The Chip Team

Saanut 4/5 tähteä

I like the flexibility of being able to…

I like the flexibility of being able to move money around without issues. The app works well.

27. syyskuuta 2026
Chip-logo

Vastaus yritykseltä Chip

Hi Geoffrey,

Thanks for the lovely feedback! We’re really pleased to hear that you value the flexibility Chip gives you to move your money around and that the app is working well for you.

Making it easy to manage your savings is a big part of what we’re aiming for, so it’s great to know you’re having a positive experience.

Thanks for choosing Chip!

The Chip Team

Saanut 5/5 tähteä

Great

Great. And good.

27. syyskuuta 2026
Chip-logo

Vastaus yritykseltä Chip

Hi David,

Thanks for the kind review! We’re glad you’re enjoying Chip and really appreciate you taking the time to share your feedback.

The Chip Team

Saanut 5/5 tähteä

Prompt customer service

Replied to my query very promptly and situation resolved within hours.

23. syyskuuta 2026
Oma-aloitteinen arvostelu
Chip-logo

Vastaus yritykseltä Chip

Hi Michael,

Thanks for your feedback! We’re really pleased our team could respond quickly and get everything resolved within a few hours. We’ll be sure to pass on your kind words!

The Chip Team

Saanut 5/5 tähteä

Great way to safe for a rainy day

Great way to safe for a rainy day. I like that chip calculate for you what you can afford to save and you don't feel it 👍 and good rates too, for the most of it

27. syyskuuta 2026
Chip-logo

Vastaus yritykseltä Chip

Hi Marcela,

Thanks for the lovely review! We’re glad Chip is helping you save little and often without having to think about it too much. It’s great to hear you’re enjoying our savings rates too!

The Chip Team

Saanut 5/5 tähteä

Love this app

Love this app. Have all of my investments in Chip

27. syyskuuta 2026
Oma-aloitteinen arvostelu
Chip-logo

Vastaus yritykseltä Chip

Hi TBV,

Thanks so much for your support! It’s fantastic to hear you’re enjoying Chip and choosing us for your investments. We really appreciate having you as part of the Chip community!

The Chip Team

Saanut 5/5 tähteä

Great products, service and rates

Chip has great products and competitive rates. App is intuitive and easy to use. Good range of funds too. Customer service has always been great when I've contacted them!

27. syyskuuta 2026
Chip-logo

Vastaus yritykseltä Chip

Hi Emma,

Thanks so much for the fantastic feedback! We’re glad you’re enjoying our range of products, funds and savings options, and that you find the app easy to use. It’s also great to hear our customer service team has been there when you’ve needed us. We really appreciate your support!

The Chip Team

Saanut 5/5 tähteä

I have been with Chip for about a year…

I have been with Chip for about a year - the App is brilliant and so easy to use. They offer a good range of standard financial products but are constantly innovating and releasing new features and services. I do use another bank as well atm but the technology isn’t as good and the innovation is lacking.
I intend moving more of my savings and investments to Chip as is my wife, as I feel there is a lot more to come.

26. syyskuuta 2026
Chip-logo

Vastaus yritykseltä Chip

Hi Tim,

Thanks for such a thoughtful review! We’re thrilled that you’ve enjoyed using Chip over the past year and appreciate our ongoing innovation. It’s great to hear that you’re considering bringing more of your savings and investments over to Chip, alongside your wife. We’ve got plenty more in the works, and we’re grateful to have you both as part of the Chip community!

The Chip Team

Saanut 5/5 tähteä

Excellent app that makes handling your…

Excellent app that makes handling your investment quick and simple. Good saving rates and a lot more investment advice too.

26. syyskuuta 2026
Chip-logo

Vastaus yritykseltä Chip

Hi Rob,

Thanks so much for your kind words! We’re delighted that Chip makes managing your investments quick and simple, and that you’re finding our savings options and investment guidance helpful.

The Chip Team

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