Pepper Money Australia Arvostelua 

977
•
TrustScore 4.5/5 tähteä

4,7

Emme tarkista arvosteluissa esitettyjen väitteiden paikkansapitävyyttä, sillä arvostelut ovat arvostelijoiden omia mielipiteitä. Arvostelu voi kuitenkin saada Varmennettu-merkinnän, jos pystymme todentamaan, että arvostelun kirjoittaja on asioinut yrityksen kanssa. Lue lisää

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Katso, mitä arvostelun kirjoittajat sanovat

Saanut 5/5 tähteä

Going through a tough time at the moment I need a little bit of breather. Simon was able to accommodate my hardship factors of the current situations of my relationships and family. The extension has... Näytä lisää

Yritys on vastannut

Saanut 5/5 tähteä

Hi sheryl & Divya I would like to say from both myself and my wife thank you being absolutely amazing with the internal finance for our home loan. I would highly recommend both of you... Näytä lisää

Yritys on vastannut

Saanut 5/5 tähteä

Excellent support when needing assistance in a difficult time, Lisa was able to work with us in coming up with a solution to our situation that was an outcome that relive so much much stress. They hav... Näytä lisää

Yritys on vastannut

Saanut 3/5 tähteä

Online banking is flaky and pathetic. They love to over communicate via snail and email, but half the time the communications are erroneous. They draw the wrong mortgage payment amount from the Offset... Näytä lisää

Yritys on vastannut

Yrityksen tiedot

Verified business

Trustpilot has verified this business is registered with its local government. We’ve confirmed it maintains an online presence and shows no matches on warning or sanction lists.

Government registration: 094317665

  1. Rahoituslaitos
  2. ja myös
  3. Asuntolainan myöntäjä
  4. Autorahoitus ja autolainaa
  5. Muut kuin pankin rahoituspalvelut

Yrityksen kirjoittama

We were established in 2000 to help Australians achieve their financial dreams by providing flexible financial solutions that factor in the ups and downs of real life. Since then, we’ve become one of the largest, most trusted, and award-winning non-bank lenders in Australia and New Zealand.


Yhteystiedot

4,7

Erinomainen

TrustScore 4.5/5 tähteä

977 arvostelua

5 tähteä
4 tähteä
3 tähteä
2 tähteä
1 tähti

Pyytää asiakkailta arvosteluja

Tämä yritys pyytää asiakkailtaan arvosteluja – olivat ne sitten hyviä tai huonoja

On vastannut 88 %: iin saamistaan huonoista arvosteluista

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Kuinka tämä yritys käyttää Trustpilotia

Tutustu arvostelujen ja arvosanojen lähteisiin, pisteytykseen ja moderointiin.

4,7

Kaikki arvostelut

(977)

380 arvostelua kuluneen 12 kuukauden aikana

Kirjoita arvostelu
Yritykset eivät saa tarjota kannustimia tai maksaa arvostelujen piilottamisesta Trustpilotissa. Arvostelut ovat yksittäisten käyttäjien mielipiteitä, eivät Trustpilotin. Lue lisää

Saanut 5/5 tähteä

Made everything about lending easy

Made everything about lending easy, even as a small business owner, everything went very smooth, the agent Sheryl was super responsive and helpful. Couldn’t fault my experience.

24. elokuuta 2026
Oma-aloitteinen arvostelu
Pepper Money Australia-logo

Vastaus yritykseltä Pepper Money Australia

Thank you for sharing your experience, James. We're delighted to hear that the lending process felt straightforward and smooth for your business needs. It's also wonderful to know that Sheryl was able to provide responsive and helpful support throughout the journey. We truly appreciate you taking the time to leave a review and thank you for choosing Pepper Money.

Kind Regards,
Ceejay

Saanut 5/5 tähteä

Very fast and great service

Very fast and great service

24. elokuuta 2026
Oma-aloitteinen arvostelu
Pepper Money Australia-logo

Vastaus yritykseltä Pepper Money Australia

Thank you for your review, Chris. We're pleased to hear that you had a fast and positive experience with us. We appreciate you taking the time to share your feedback and thank you for choosing Pepper Money. We look forward to assisting you again whenever you need us.

Kind Regards,
Ceejay

Saanut 5/5 tähteä

Great service great rate

Great service great rate, love these guys

10. elokuuta 2026
Oma-aloitteinen arvostelu
Pepper Money Australia-logo

Vastaus yritykseltä Pepper Money Australia

Thank you for your kind words, Clinton. We're grateful for the opportunity to assist with your lending needs and are pleased to hear you've had a positive experience with both our service and rates. We appreciate you taking the time to share your feedback and for choosing Pepper Money.

Kind Regards,
Ceejay

Saanut 3/5 tähteä

Dysfunctional…

Online banking is flaky and pathetic. They love to over communicate via snail and email, but half the time the communications are erroneous. They draw the wrong mortgage payment amount from the Offset account two months in a row, and send me an email telling me to pay the right amount or it could impact my credit rating. Wife spent 30 mins talking to Helpdesk and still wasn’t convinced she’d resolved anything. They couldn’t organise a proverbial in a brothel.

14. elokuuta 2026
Oma-aloitteinen arvostelu
Pepper Money Australia-logo

Vastaus yritykseltä Pepper Money Australia

Dear Richard,

Thank you for sharing your experience. We're sorry to hear about the issues you've encountered and understand how frustrating it must be when repayment amounts and account communications don't align with your expectations.

We also appreciate the time your wife spent speaking with our team and regret that the experience did not leave you feeling confident that the matter would be resolved.

We'd like the opportunity to investigate this further and work towards a resolution.

Please contact our Customer Service team on 137 377 or send us an email at customercare@pepper.con.au with your information so we can review your account and provide further assistance. Your feedback is important to us, and we're committed to supporting you.

Kind Regards,
Ceejay

Saanut 5/5 tähteä

This is our 4th investment loan with…

This is our 4th investment loan with pepper 🌶️ money 💰 in the last 12 months. They have been easy to work with & have supported us building a property portfolio for our families future. Thanks for helping us Pepper Money!! 10/10.

12. elokuuta 2026
Oma-aloitteinen arvostelu
Pepper Money Australia-logo

Vastaus yritykseltä Pepper Money Australia

Hi Josh,

Thank you for your continued trust and support. We're thrilled to have been part of your property journey and to help you reach your investment goals. It means a lot to know we've made the process easy and supportive along the way. We look forward to assisting you again in the future. Thanks for choosing Pepper Money!

Kind Regards,
Ceejay

Saanut 5/5 tähteä

Shoutout to Simon

Shoutout to Simon for being so helpful, understanding and thorough. Truly deserves more than 5 stars!!! Thank you Simon for your assistance!

11. elokuuta 2026
Oma-aloitteinen arvostelu
Pepper Money Australia-logo

Vastaus yritykseltä Pepper Money Australia

Hi Brooke,
We're delighted to hear that Simon was so helpful, understanding, and thorough throughout your experience. We'll be sure to pass on your kind words and recognition to him.
Kind regards,
Mile

Saanut 5/5 tähteä

Currently going through a difficult…

Currently going through a difficult time, where I never thought I would have to ask for help. I was able to speak with a representative Jose who was kind, empathetic of my current situation. Jose took the time to listen and provide options to help my current circumstances. Thank you Jose for your help and understanding

11. elokuuta 2026
Oma-aloitteinen arvostelu
Pepper Money Australia-logo

Vastaus yritykseltä Pepper Money Australia

Hi Natasha,
Thank you for sharing your experience. We're sorry to hear you're going through a difficult time, but we're happy that Jose was able to provide the support and understanding you needed and took the time to listen, show empathy, and work through options to assist with your circumstances. We'll be sure to pass on your kind words and recognition. Thank you for trusting Pepper Money during this challenging time.
Kind regards,
Mile

Saanut 1/5 tähteä

There is a reason they are the last resort for all brokers

The amount of 5 star reviews here are very clearly purchased. This bank is the last resort bank of every broker. They are the worst to deal with, have very high rates but will get you your loan. I have had many dealings with pepper recently so below are a few of my experiences.

I called to ask for my loan statements. After providing each account number and guaranteed I would receive them it took 4 phone calls and over an hour of my time for the most simple request. Each time I spoke with a different assistant who confidently told me they were doing it. They were wrong.

On the 4 occasions my interest rate increased this year my weekly repayment immediately increased however for the first time 2 out of 4 of my loans had a decrease in interest rate of 0.03% and is taking two months before any payments are changing. I was told the billing cycle is monthly however I am still waiting to see any drop in my weekly repayments. I have been told it takes 2 months to come into effect.

Now knowing phone calls are hopeless, I put an enquiry through the website. This took almost a week to be responded to. In the email chain I was quickly directed to the retention team so I asked for the email address. Not even this request was easy. I had to email assistance then customer care before I was provided the email adress.

Also want to mention the website will give you suggestions on possibilities if you are struggling to pay your loan however if you signed a contract you cannot for example have the $10 per month per account keeping fee removed and if you do go for hardship it will go against your credit rating. Definitely no chance of receiving a interest rate decrease.

All in all the contracts are hard to get out of, the rates increase more times then the central banks increase, all staff seem friendly however noone actually answers your questions.

Definitely would not recommend even if your broker tells you can refinance elsewhere after a year, they are most likely lying

1. heinäkuuta 2026
Oma-aloitteinen arvostelu
Pepper Money Australia-logo

Vastaus yritykseltä Pepper Money Australia

Hi Charles,
We're sorry to hear about your experience and the frustration caused by delays, communication issues, and the service you received. We appreciate you taking the time to raise these concerns and would welcome the opportunity to review them further. Please email your loan number to cx@pepper.com.au so we can investigate and assist.
Kind regards,
Mile

Saanut 5/5 tähteä

Hardship arrangement

Lisa at Pepper Money dealt with my request for a hardship arrangement. She was able to help me out immediately. I really appreciate it and I give her a big Thank You.

6. elokuuta 2026
Oma-aloitteinen arvostelu
Pepper Money Australia-logo

Vastaus yritykseltä Pepper Money Australia

Dear Louie,

Thank you for taking the time to share your experience. We're pleased to hear Lisa was able to assist you promptly and provide support when you needed it most. We'll be sure to pass on your kind feedback. Thank you for choosing Pepper Money.

Kind Regards,
Ceejay G.

Saanut 5/5 tähteä

The girl I spoke to was lovely and she…

The girl I spoke to was lovely and she helped me come up with a fast resolution to assist me with my situation. very easy to deal with.

5. elokuuta 2026
Oma-aloitteinen arvostelu
Pepper Money Australia-logo

Vastaus yritykseltä Pepper Money Australia

Hi Jordan,
Thank you for your kind feedback! We're glad to hear that our team member was able to provide a fast resolution to help you with your situation.
Kind regards,
Mile

Saanut 4/5 tähteä

Cannot get int set up info for Pepper…

Cannot get int set up info for Pepper Money

30. heinäkuuta 2026
Oma-aloitteinen arvostelu
Pepper Money Australia-logo

Vastaus yritykseltä Pepper Money Australia

Hi Trish,
So, I can best assist, please send your best contact number to cx@pepper.com.au and I will have a representative help you.
Kind regards,
Mile

Saanut 5/5 tähteä

very easy to deal with always speak to…

very easy to deal with always speak to my broker personally

1. elokuuta 2026
Oma-aloitteinen arvostelu
Pepper Money Australia-logo

Vastaus yritykseltä Pepper Money Australia

Hi,
Thank you for giving us 5-stars! We're delighted to hear that you found us easy to deal with and that our team maintained a strong relationship with your broker throughout the process.
Kind regards,
Mile

Saanut 1/5 tähteä

This has been a horrendous experience

This has been a horrendous experience.
The service has been unhelpful & unfriendly. No solutions are provided only an empty promise of “Matt will call you back.” If you’re looking at placing your business with them I suggest you research throughly and make an informed decision.
Personally it’s not worth your mental health.
Terrible!

30. heinäkuuta 2026
Oma-aloitteinen arvostelu
Pepper Money Australia-logo

Vastaus yritykseltä Pepper Money Australia

Hi Bec,
Thank you for sharing your feedback. I am sorry to hear that your experience has left you feeling frustrated and unsupported.
So, I can best investigate what happened could you please email me your best contact number and or loan number to cx@pepper.com.au and I will have someone be in contact with you.
Kind regards,
Mile

Saanut 5/5 tähteä

Home Loan

Hello Everyone,
Till this day something that felt impossible finally was achieved by Pepper Money.
My home loan was approved !
They are very easy to work with + very clear on what is needed to be done.
As normal banks are hard to work with in the Australian Standarts, Pepper Money was a relief.
I would like to thank the whole crew for helping us make our dreams come true
It was a joy to work with you all and keep up the good work !

29. heinäkuuta 2026
Oma-aloitteinen arvostelu
Pepper Money Australia-logo

Vastaus yritykseltä Pepper Money Australia

Hi Mustafa,
We're delighted to hear that achieving your home loan felt like making the impossible possible. Congratulations on your approval and on reaching such an important milestone.
It's wonderful to know that our team made the process straightforward, kept communication clear, and supported you every step of the way.
Kind regards,
Mile

Saanut 5/5 tähteä

Great information and helpful team…

Great information and helpful team members

25. heinäkuuta 2026
Oma-aloitteinen arvostelu
Pepper Money Australia-logo

Vastaus yritykseltä Pepper Money Australia

Hi Sandra,
We're delighted to hear you found our information helpful and had a great experience with our team. We appreciate your support and look forward to assisting you again whenever you need us.
Kind regards,
Mile

Saanut 5/5 tähteä

Simple and hassle free

From application to now has always been simple and hassle free . Staff have also been great to deal with

9. heinäkuuta 2026
Oma-aloitteinen arvostelu
Pepper Money Australia-logo

Vastaus yritykseltä Pepper Money Australia

Hi Blair,
We're delighted to hear that your experience has been simple and hassle-free from application through to today. We appreciate your support and thank you for choosing Pepper Money.
Kind regards,
Mile

Saanut 5/5 tähteä

Easy process

Easy process, fast answers and real visibility of your loan - I highly recommend Pepper

24. heinäkuuta 2026
Oma-aloitteinen arvostelu
Pepper Money Australia-logo

Vastaus yritykseltä Pepper Money Australia

Hi Jai,
It's to hear that you found the process easy, received fast answers, and appreciated the visibility of your loan throughout the journey.
Kind regards,
Mile

Saanut 5/5 tähteä

Excellent communication and assistance, from friendly staff.

Right from the outset, my experience with Pepper has only improved every year. They have moved with the times, with easier communication and upgraded website access every year. My home loan

24. heinäkuuta 2026
Oma-aloitteinen arvostelu
Pepper Money Australia-logo

Vastaus yritykseltä Pepper Money Australia

Thank you for your continued support and for sharing your experience. We're pleased to hear that you've found our communication and online services improving over the years. We appreciate you choosing Pepper for your home loan and look forward to continuing to support you.

Kind regards,
Ceejay

Saanut 5/5 tähteä

Great customer service

Company is consistant, customer service is excellent

24. heinäkuuta 2026
Oma-aloitteinen arvostelu
Pepper Money Australia-logo

Vastaus yritykseltä Pepper Money Australia

Hi Kim,
Thank you for a lovely review! We're delighted to hear that you've found our service consistently reliable and our customer service excellent.
Kind regards,
Mile

Saanut 5/5 tähteä

Pepper Money service when I needed a car and personal loans

Pepper Money service when I needed an urgent loan was quick and efficient. They understood the urgency and did all they could to help me borrow as much as I needed in accordance to what I could afford to repay back. When I needed a second loan, they didn't hesitate to assist because I had a good track record with my repayments. They valued me as an existing customer and I appreciated that. I recommend them over a bank. My personal banks were not helpful when I sought them for a personal loan despite having been a loyal customer for over 10 years. But Pepper Money stepped in and didn't hesitate.

24. heinäkuuta 2025
Oma-aloitteinen arvostelu
Pepper Money Australia-logo

Vastaus yritykseltä Pepper Money Australia

Hi Ama,
We're delighted to hear that our team was able to assist when you needed urgent support and provide a solution that suited your circumstances and ability to repay. It's especially rewarding to know that you felt valued as an existing customer and that we could help you again when you needed a second loan.
Kind regards,
Mile

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