XM  Arvostelua 

Thank you for your response.

However, I have already been waiting for more than 2 months for my withdrawal of USD 875, which is completely unacceptable. How much more time do you want this is very bad behaviour

I have also sent multiple emails to your support and compliance team, but I have not received a single proper response. This lack of communication is very disappointing.

You mentioned that the case is under investigation, but I want to know clearly how much more time will be required. Please provide a definite timeline and process my withdrawal as soon as possible.

I expect a prompt and final resolution to this matter.

Scam Alert!!
XM not giving me my payment???
Title: Withdrawal Not Processed – No Response

I am very disappointed with XM Global Limited.

XM closes all my trade in loss by their own and deduct my amount and now the remaining amount they are not allowing me for withdrawal.

Despite sending multiple emails and follow-ups, I have not received any response from their support or compliance team. There is no communication, no updates, and no resolution.
Imran Rasool
Account Number: 342034221
Country: Pakistan

This kind of behavior is highly unprofessional and raises serious concerns about the safety of funds.

I request XM to process my withdrawal immediately. Otherwise, I will escalate this matter further with financial regulators.

I do not recommend this platform to anyone.

Ich schreibe diese Bewertung in der Hoffnung, dass sich ein Mitarbeiter der Beschwerdeabteilung meinen Fall noch einmal ansieht, da der reguläre Support leider nur mit Standardantworten reagiert.
Ich bin Trading-Anfänger und habe mich vor Kurzem bei XM angemeldet. Dabei unterlief mir ein technischer Fehler: Da ich bei meiner ersten Registrierung vergessen hatte einen Partnercode einzugeben, eröffnete ich kurzerhand ein zweites Konto mit einer anderen E-Mail-Adresse, um die Zuordnung korrekt abzuschließen. Ich wusste zu diesem Zeitpunkt nicht, dass dies gegen die Multi-Accounting-Richtlinien verstößt oder man den Code nachträglich hinzufügen kann.
Nachdem ich auf dem zweiten Konto verifiziert war, eingezahlt und meine ersten kurzen Trades platziert hatte, wurde mein Konto wegen „Arbitrage-Aktivitäten“ dauerhaft gesperrt. Ich möchte hiermit klarstellen: Es gab keinerlei Absicht, das System oder den Bonus auszunutzen. Die zwei Konten entstanden rein aus Unwissenheit über den Registrierungsprozess. Die kurzen Haltezeiten meiner ersten Trades resultierten aus meiner Unerfahrenheit und Nervosität am Markt, nicht aus einer Arbitrage-Strategie.
Mein Guthaben konnte ich glücklicherweise bereits auszahlen, was zeigt, dass ich kein betrügerisches Interesse verfolge. Dennoch würde ich gerne weiterhin bei XM traden, da mir die Plattform gefällt. Ich bitte das Management, meine Situation als „Anfängerfehler“ zu bewerten und mir eine zweite Chance auf meinem verifizierten Konto zu geben. Ich bin bereit, das erste, ungenutzte Konto löschen zu lassen.
Kontonummer: 302366959

I used a thirdparty for my deposit and i found out later that this company is a against that my cosuin did the deposit for me, they took my profits which I’m ok with now but now they wont even let me withdraw my original money ive never seen such greedy hungry people i gave them my bank stat sourve of fund and all other documents and they kept asking for me so they could make me not send one and keep the money and that us what happend they wanted family tree to show that we are cousins which is absurd im not gonna send a who family pic of it to show its there i send them my cousins id pic and letter from him so they could confirm but they said we dont care about this and we want family tree which is honestly too personal since im in iraq and the our goverment dosent have that stuff. Also this case has been going on for 7 weeks and not their agents closed convos on me the aml and support team dont even respond to my massages for weeks. For anyone new to this broker plz dont use it its a scam and against u in every way also their really disrespectful and brain dead

Final update on the review- Atlast got an email from XM and the money got reflected on my XM account. So this means may be they are not fraud but they definitely have a weak payment system.

I deposited 10,000 INR via UPI . The amount got deducted from my bank account but the xm account is not showing up the amount. I have raised a ticket on XM regarding this sharing my transaction screenshot and 12 digit transaction Id but got no reply from them except that auto generated bot messages.
My Details are :
Date and Time of Payment: 13th April 2026 , 17:57
Mode of Payment: UPI
Transaction ID: 610317955854
Receiver UPI ID: gpay-14255772@okbizaxis
Amount - 10,000 INR

Withdrawal made from XM through online, On 26/02/2026 and 10/02/2026 both the amount credited to account but bank has put both the amount on hold.
Reason - Cyber police has found the particular Payment partner of XM was in involved some suspicious activity.
I am suggesting the entire XM user, please do not trust XM broker they will make more complicate instead of resolution.
Not received my deposit in trading account which was made on 9th march and now this happened.

I am really disgusted with this platform

I've never seen a broker with poor management. I've been contacting support for months now to review my documents that got stuck on "review". When I contact them they always promise that theyre on it and I will receive and email but nothing comes. Im so disappointed I know of other brokers that are responsive and solve small issues like these in 30seconds.

It has been more than 1.5 months (46 days) now since my Fund (Deposit Amount) is missing.
No proper response and reply from XM other than the same template reply.
No effort to resolve my missing Deposit issue.

its not a secure broker for any forex trader please shift yourself to other broker who not said deposit with local banks first blah blah blah it's not safe please don't use this and I request to app store please remove this shit from app store it's blocked my account without any proof of violation.
And one more important thing that it's not gave your profits withdraw in your binance or bitget or ay cryptocurrency method its gave your profits withdraw in your local banks which is also a big issue because pakistani banks have not alot of transaction limits .

So this review is for traders who are visiting here to read about xm, I've been trading since 3.5 years, and around 2.5 years I've traded with exness 1 or 2 issues not more than that but flawless experience in both customer service and app, now in xm I made a deposit of 15000 INR through UPI, as 15000 was max limit through upi, I switched to xm for UPI only, so april is my 4th month with xm, that 15000 got debited from my account but did not reflected in my trading account, it's been exactly a week, customer service team even human agents are like bots with copy pasted replies and same replies who have no update to give, people trading with xm I would suggest you to switch to exness , I myself will switch back, because thing is not about 15k INR, that is a very small amount for someone like XM, thing is there are thousands who are stuck with 15 or 20 or 40, transactions like these, yes some receive it back but there are also some who have lost the hope of their money as they are waiting for more than 1 month, if I would have lost this money in trading it was cool, but now this experience has haulted my forex trading.

Update:-28-04-2026
In the latest conversation with xm team, for first 3 weeks they kept saying to me that we are investigating, now in the 4th week I talked to them, their team member said that the fund will be refunded back to your bank as per bank policy if it's still not reflecting in your account, but we are still trying to locate the funds, so eventually 4th week has started and as of now no solution only same copy pasted replies, I'll keep updating my review here, and I'll still say beware of adding big funds in xm,try small first, because if your funds are lost then sit without solution for weeks, only good part with me was that my fund was small.

Your case is under investigation k ilawa koi or bkwas Hy ya sb ko yehi topi pehnao hui. 4march se withdrawal lia hua mgr abhi tk receive ni hua hzaron emails ki support team ko Whatsapp py live chat ki human agents se mgr Kisi ny b koi proof ni dia aik he bkwas your case is under investigation. Agr Kisi ko case investigation k bad apna paisa wapis Mila ho to lazmi btaya. Ma to ab media py ly k ana ye msla . Xm ka yehi ilaj Hy bs

J’ai demandé un retrait qui est toujours en suspens. Le service ne répond pas à mes questions et je ne peux même pas créer un ticket.
Le compte Telegram de mon contact, tous les messages ont été effacés. J’ai envoyé une plainte par e-mail. On verra s’ils me répondent.

If u see the reviews, Totally no one is gappy with these theives

Pésimo servicio 4 días para un cambio de correo, la IA da información confirmada por un ejecutivo y fue burocrático mi trámite me pidieron demás que el primer filtro no indico tuve que mandar video y amenazar para que hicieran efectiva mi petición 4 días fatal.

Ojalá alguien se pudiera poner en contacto conmigo y le proporciono mi número personal así no dejamos a la gramática espacio para malas interpretaciones mi cuenta pueden ubicarla por mi nombre Mario Castillo Rojas, afortunadamente tuve la suerte de ser atendido en un horario de madrugada en mi país por Triana podrá dar veracidad de la situación que paso, detalles como la foto selfie ser totalmente clara entre las letras minúsculas de la identificación con un espacio perfecto para que entre mi rostro y a la primera sea todo visible llegué a mandar hasta 8, documento de identificación no era con el que hice el registro siendo la única que ocupo para estos trámites,el correo de dónde se hace la petición, Triana fue la única que me pudo orientar a encontrar el detalle en la foto selfie y darles alternativas, cuando ya no había espacio para una negativa pasaron 48 horas para el éxito de mi solicitud, sin antes terminar ser entendido por la área angloparlante y su respuesta fue que el área descansa fines de semana y lo que se necesitara me lo haría saber por mail negándome ser ella quien me enviara a la encuesta de satisfacción porque si yo cerraba chat eso no sucedería, 20 minutos hasta que ella cerró el chat. En fin por ello tras de este foro de expresión REAL en mi discurso, está abierta la comunicación con su servidor para que a detalle y no sea esto un escrito sin orden, les platique lo sucedido. 23 años profesionales de carrera comercial y servicio al cliente en transnacionales hoy no es, mi intención afectar por gusto a nadie, es como usuario resaltar las áreas de de oportunidad que permitan la mejora continua 3:40 am con gusto estoy respondiendo. Si hay duda alguna de lo sucedido pueden consultar con Triana porque lamentablemente el resto de los ejecutivos que son los paganos de estos escenarios lo que si tienen bien aprendído es "Somos un broker regulado y toca esperar, validaciones le dará respuesta por mail." Si bien es correcto y perfecto la protección de los datos de los clientes, es inaceptable tanta anomalía para una petición que no tenía mucho que se había solicitado, quedó a sus órdenes.

My name ezza Noor I'm from Pakistan

Mai logo KO bachany kr neyat sy ye review Dy rhi ho k ye funds rook letay please ISS application sy door rhy ye Achi trading app Nahi Iskay ilawa exness use krly ya vantage use kr ly ya doo prime use krly WO Achi hai ye BHT bakwaas hai Iska withdraw issue b atay hai local bank policy ke wajh sy BHT gandha system hai inka

It has been almost a month since the issue.
I am writing to report a serious issue regarding a deposit I made to my XM Trading account, which has still not been credited. On March 9, 2026, I deposited ₹10,000 into my XM Trading account (account number 381289050) via PhonePe UPI from my Bank of Baroda account. The payment was successfully debited from my bank account, and I have the UPI transaction reference (UTR) number 546417583656 as proof. However, this amount has still not been credited to my XM Trading account.

On the same day, March 9, 2026, I contacted XM Trading support, and since then I have only been informed that my case is “under investigation,” without any clear resolution, explanation, or timeline. Despite the fact that the funds have been deducted from my bank account and the transaction is clearly visible in both my PhonePe and bank transaction history, the deposit has neither been credited to my trading account nor refunded.

My registered email address with XM Trading is nileshwani***@gmail.com, and I can provide all relevant screenshots and transaction details, including the UTR number mentioned above. I request that my deposit of ₹10,000 be credited to my XM Trading account (381289050) immediately, or that a clear and prompt resolution be provided so that my funds are either credited or refunded without further delay.

Abren operaciones para que pierdas el dinero, hace unos días abrí una cuenta con ellos deposite y de la nada cuando entró había una operación con perdida de 200 cada pips valían 200 dólares! Pueden creerlo y como siempre no se hicieron responsables, no entren a xm

I strongly advise all traders to AVOID XM Global. I experienced a major technical failure where a trade was executed with a 1.00 lot size instead of my consistent 0.01 lot strategy, causing a significant loss in seconds.
The main issue: This order NEVER appeared in my terminal logs. My journal proves that the platform was "Disconnected/Suspended" right before the incident, yet this unauthorized trade appeared on the broker's server.
I raised the case with the regulator (FSC Belize) under case number MOX-42166, providing full evidence of the system instability and the absence of the order from my device. Shockingly, the FSC sided entirely with the broker, ignoring my logs and relying only on the broker's version of events.
Conclusion:
1. The broker has serious technical issues, including unauthorized lot size changes.
2. You cannot get your rights back from their regulator (FSC), as they protect the broker over the trader.
Save your money and trade elsewhere with a more reliable broker and a real regulator. My dispute with XM under case MOX-42166 is proof that your funds are not safe here.

Dear Gentlemen l am writing to inform the Commission of the latest update regarding my complaint against XM Global.

Despite my previous explanation that a formal marriage certificate is physically impossible to obtain due to the ongoing civil war and the destruction of our home village in Myanmar, XM Global continues to ignore all other high-level legal evidence.

I have already provided:

The Official Birth Certificate of my child (which legally proves my 13-year relationship with my wife).

Wedding photos from 2013.

Proof of 3 years of successful business with them using these same funds.

XM’s latest response simply states that they will only process my case if I provide the non-existent marriage certificate. This is a deliberate "Impossible Condition" used to permanently withhold my $1,636.67.

I humbly request the Commission to intervene and direct XM Global to accept the Birth Certificate as valid legal proof of our union, as it is recognized in any court of law. My family relies on these funds for my child's education and health insurance.

I am filing a formal complaint against XM.

Key Points of My Complaint:

4-Year History: I have used this account for 4 years, with a total net loss of nearly 300,000 THB. XM accepted all these deposits from my spouse's account without any warning while I was losing money.

Unfair Enforcement: XM only terminated my account and seized my $1,636.67 balance now that I have finally made a profit. This is a clear case of selective enforcement to avoid payouts.

Family Ties: The funds belong to my legal spouse, Mr. Wai Yan Kyaw. I do not use mobile banking. We are a family unit with a young daughter (Birth Certificate attached).

Financial Hardship: This money is our life savings, meant for my daughter's education and health insurance. We have already sold our land and motorcycle to survive.

Requested Action:

I demand the immediate release of my full balance of $1,636.67 USD. XM's actions are predatory and lack transparency.

Sincerely,,

I am filing a formal complaint against XM (FSC) for the unfair termination of my account #314649737 and the seizure of my funds totaling 1,636.67 USD.

Timeline of Events (March 2026):

March 12: I deposited 9000, 3000, 5000, and 2500 THB. I lost these trades. XM accepted these deposits from my spouse's bank account without any warning or issue.

March 20: I deposited 1800 and 6500 THB. After successful trading, my balance reached $1,636.67 USD.

Withdrawal Attempts: When I tried to withdraw, XM repeatedly rejected my requests.

Stalling Tactics: For several days, XM forced me to undergo exhaustive verification, including:

Full ID documents.

A video selfie with my ID.

Detailed bank information.

Proof of income and pay slips.

Final Outcome: Despite providing EVERY requested document, XM waited until I had a significant profit to terminate my account citing "Third-Party Involvement."

Legal and Ethical Grounds for Complaint:

Bad Faith Practices: XM only flagged the "Third-Party" issue when I made a profit. They were perfectly happy to accept the same funds when I was losing on March 12. This is predatory and discriminatory.

Exhaustive KYC Compliance: I have fully cooperated with every invasive request (video, income proof). To terminate the account after receiving all my private data is a breach of trust and privacy.

Family Unit Exception: The funding comes from my legal spouse, Mr. Wai Yan Kyaw. I have provided our daughter's birth certificate as proof. I do not use mobile banking myself, and we manage our finances as a single household.

Extreme Financial Hardship: We are migrant workers in Thailand. This money is critical for my daughter's tuition fees and health insurance. We have already sold our

Requested Action:

I demand . XM to release my full balance of 1,636.67 USD immediately. Retaining these funds after 4 years of consistent use of the same bank account is an act of financial theft

Location: Samut Sakhon, Thailand

Regards,

PhyuSinWin

UPDATE (April 16, 2026):
Despite XM’s reply here on Trustpilot and assigning new support tickets (HDFVEW), there has been NO progress. They continue to ignore the official Birth Certificate of my child and use my status as a war-displaced person from Myanmar to delay my $1,636.67 refund. This "investigation" is just a tactic to keep my funds. I am still waiting for justice and have updated the Belize FSC about this ongoing delay.

Final Update (May 6): Still no funduns. My child's school has opened, but XM is still withholding $1,636.67. This delay is forcing my child to miss school.
XM ignores our Birth Certificate and our status as war refugees. This is heartless and unprofessional

طلبت سحب مبلغ 629 دولار أمريكي من حسابي لدى XM (رقم الحساب: 410521941) بتاريخ 04 مارس 2026.
أكدت شركة XM أن عملية السحب قد تمّت "Processed"، إلا أن المبلغ لم يصل إلى حسابي البنكي حتى الآن.
لقد تواصلت مع الدعم عدة مرات، لكنني تلقيت ردوداً عامة فقط، دون تقديم أي إثبات رسمي للتحويل مثل نسخة SWIFT.
لقد تجاوز هذا التأخير أكثر من شهر، وهذا أمر غير مقبول. أطلب من XM حل هذه المشكلة فوراً.
كما قدمت شكوى رسمية إلى Financial Ombudsman بسبب عدم الرد والتأخير في تسليم أموالي.