Do not sign up with them independently or through an adviser.
This is the second year in a row we have sought pre approval for a medical procedure. Partners life are terrible to deal with. The process is not easy, they make promises around timeframes they don't keep and then when you're fully stressed and its the day of the operation they finally give preapproval. Then when you partner is going in to jave the prcedure youre again chasing them because they dont have the wording correct. Despite having been given the exact wording on the claim form. I would not recommend them to anyone. Look at Unimed, Southern Cross or Accuro, anyone else.
They make excuses that they are very busy but that seems like its an issue of staffing which is thier problem.
Then to add onto this you have to go through an intermediary who was your adviser, but they are on holiday or on course and thier customer care team dont care to contact you.







