Heartland Bank Limited Arvostelua 

Required a loan urgently when our charter boat motor needed to be replaced. Application was straight forward and service was excellent. Monies approved and in our account within a few days. Also had a period of no income due to boat being out of action. We were able to hold off payments for 3 months and pay interest only which helped us through those months of no income

I found Heartland Bank the most accommodating to deal with in all areas from initial contact and response to finalization of the loan.
Its only unfortunate that I cannot shift all of my bank accounts across to them for day to day running of my business and personal affairs.

Highly Recommended.

Clifton Van Meer
Armour Financial Services Ltd
Registered Financial Adviser
027 7744355

Good to deal with..no issues...suited our small business needs....we will use them again.

From the first time I contacted them, everything went smoothly, the revolving line of credit I asked for is what I received. All in all it was a pleasant experience and very easy to do business with

Friendly and helpful service to apply and get finance.
Great turn-around times with attention to my application.
Unfortunately the process and feedback received during the Covid-19 crisis was lacking. Ultimately my payment holiday was approved, however it took numerous contacts initiated by me and the promise or confirmation letters, etc was never received.

Good , got my loan approval in 24 hours. Always email back me same day for queries.

From my first conversation with the loan arranger nothing was too difficult, the entire process was a pleasure.

Thank you.

Very helpful and easy to deal with , great communication, no hassles.
Thank you.

Awesome service and fast processing

I have been very impressed by Heartland Bank because they have been extremely helpful and willing to provide financial assistance for our business with a proactive approach when other major banks have not

Everything was really quickly processed and nothing was a problem

All the staff that I havnt been in contact with have been extremely helpful with any queries/applications I have made. They respond quick and always follow up phone calls when they say they will. I am very impressed with heartland customer service and would highly recommend them to anyone. Recieving a phone call after covid struck to see if they could help out in any way was also very nice to receive.

Extremely user friendly systems and processes in place. Hassle free application process and quick turn around times.

Interest rate was increased after the first year when other interest rates were dropping at major banks, felt this was not called for.

I approached Heartland in response to their TV Advert which I found a little unbelievable, “approval in 30 minutes “ type of ad.
That didn’t work in my case and it took a few days which I found remarkable.
When the banker / appraiser rang me it was obvious he had a good grasp of small business and cash flow issues we face.
He split my loan in half with one half being a revolving credit which is fantastic and it has solved my seasonal cash flow issues totally.
I am on the West Coast if the South Island and we have our own Development Trust, I did st one point have a business loan there however their draconian terms and conditions nearly crippled my business, Heartland is a totally different ball game and I have no hesitation recommending them.

Heartland are easy to deal with and I think their rates are very competitive

Super Impressed when Covid 19 shutdown was announced I got a call from Heartland to offer what they could do to help. I wish they had day to day banking facilities I would love for them to be our regular bank. They are so approachable and willing to help.

Easy to work with. Have been so helpful.

Sympathetic to the challenges small business face especially in these unprecedented times.