The Credit Genius® Arvostelua 

Very accurate care with attention to our needs. Extensive advice, a lot of information, sometimes a bit too much in advance without being able to process it sufficiently. Very hard to realise things quickly, which also worked out very well. Account opening was easy, personal support and translation, the establishment of the US-LLC was fast thanks to good preparation, the credit cards took a very long time due to the process. We are happy to have the Credit Genius by our side! Recommendation!

Flew over from Germany to Miami to finally get into US banking and credit. Chris, the founder of The Credit Genius assisted me the whole way through and accompanied me at the bank appointments. Very smooth experience right from the start.

We started with the ITIN, approved in about 6 weeks. After that the bank side was the easy part because Chris had everything lined up before I even landed, including the preparation and intros to bankers who actually deal with foreigners regularly.

Left with two bank accounts from major US banks, as well as three US credit cards directly approved even though I’m a non-resident. We also successfully did the Amex Global Transfer so my German Amex history carried over to the US.

I'm now in top shape for credit building too, score already at 710 out of 850.

If you're considering this, pay attention to who you actually hire. Chris is in Miami legally on an E-2 visa and does this as his real brick and mortar business, not some online "we'll set up your US LLC“ service.

Being there in person and knowing the right people truly made the difference.

Would recommend to anyone who wants to set this up properly, especially with an international background.

Die Zusammenarbeit mit Chris war von Anfang an sehr strukturiert und professionell. Innerhalb von nur 2 Monaten wurde meine Florida LLC inkl. EIN und ITIN erfolgreich eingerichtet.

Darüber hinaus konnte ich bereits 2 US Personal Credit Cards erfolgreich genehmigt bekommen.

Während einer persönlichen Begleitung in Miami wurden zudem sowohl ein Personal als auch ein Business Checking Account bei Chase und Truist eröffnet.

Insgesamt wurde damit ein solides Fundament für den US Bonitätsaufbau sowie eine hochwertige US Banking Struktur gelegt.

Chris is the real deal. Super experienced, well connected, and made the whole process of getting tapped into the U.S. banking and credit system way smoother than I expected.

He helped me get set up with my ITIN, Chase, Truist, and overall gave me a real banking network from the moment I got to Miami. I was even able to get set up with Chase Private Client right away and connected directly with the regional bank manager, which was a huge value add.

A couple weeks later, I got approved for the Chase Sapphire card, which is especially helpful when you’re spending heavily on ads.

Beyond that, Chris is just great to work with. Super chill, knows his stuff, and genuinely makes the whole process feel easy. Dope guy and someone I’d absolutely recommend if you’re trying to get your U.S. setup done properly.

I had been looking for a reliable consultant in this space for years. The Credit Genius delivered on every front.

Chris helped me build my personal and business credit from start with ITIN. I now have a 770 FICO score, got approved for the Chase Sapphire and the Amex Business Gold Card earning 4x on my E-Com advertising.

He personally assisted me at JP Morgan Chase and Truist in Miami and introduced me to Senior Relationship Managers, which made the whole experience much more feasible and efficient.

It’s also important to know that he operates in the U.S. on an E-2 visa himself. He's not advising from the outside, he lives in it.

If you're an international entrepreneur trying to build real U.S. financial infrastructure, this is the right person to work with.

Great hands-on service to help begin your credit journey in the USA. Helped make connections to good bankers that were foreigner friendly. We were able to get a chase sapphire reserve card within 4 months, and a 680 credit score. Secured relationship with high volume business private banker. Even with a lower volume business, I believe we could have got it, but it would have taken longer. We now how US credit cards and that's a game changer.

Wir haben Chris Service genutzt, um die ersten Schritte beim Bonitätsaufbau in den USA zu machen. In den Vorbereitungsgesprächen wurden wir strukturiert auf die Banktermine vorbereitet und erhielten Antworten auf alle unsere Fragen.

Vor Ort wurden wir organisatorisch unterstützt, was uns bei der erfolgreichen Umsetzung der notwendigen Schritte geholfen hat. Im Ergebnis konnten wir Bankkonten bei vier verschiedenen Banken eröffnen, darunter drei persönliche Konten und drei Business-Konten. Zusätzlich wurde eine LLC gegründet und eine ITIN beantragt.

Im Rahmen dessen erhielten wir außerdem zwei Secured-Kreditkarten sowie eine reguläre Kreditkarte, was einen wichtigen ersten Schritt für den weiteren Aufbau der US-Bonität darstellt. Insgesamt war die Unterstützung für unseren Einstieg ins Thema US-Bonität hilfreich, und wir werden die Zusammenarbeit fortsetzen.

Ich arbeite seit längerer Zeit mit The Credit Genius zusammen und bin sehr froh, diesen Weg nicht alleine gegangen zu sein.

Ausgehend von meiner erfolgreich ausgestellten ITIN im Expressverfahren haben wir Schritt für Schritt eine saubere US-Bonität aufgebaut. Inzwischen liege ich bei über 750 Credit Score und habe für meine US-LLC Top-Karten wie die Amex Business Gold und die Chase Sapphire Business Reserve genehmigt bekommen. Auch der Amex Global Transfer aus DE lief genau nach Plan.

Ein großer Vorteil ist, dass Chris von The Credit Genius selbst mit einem E-2 Investorenvisum legal in den USA lebt und arbeitet. Genau das merkt man. Die Unterstützung vor Ort in Miami war hervorragend, inklusive perfekt vorbereiteter Termine bei JPMorgan Chase und Bank of America mit kompetenten Bankern. Heute habe ich sowohl Personal- als auch Business-Konten bei führenden US-Banken.

Durch den aufgebauten US-Credit kann ich nun auch strategisch in US-Real Estate investieren.

Ehrlich, strukturiert und mit echten Kontakten. Klare Empfehlung!

Working with The Credit Genius has been an highly educational experience. My husband and I learned how to maximize our point redemption using specific cards for specific purchases with Chris’s guidance based on our personal spending. Chris developed a plan for each of us and now 1 year later we are using our points for business class tickets to the Maldives! We couldn’t be happier we decided to work with him. There is a lot to learn and continue learning and chris is a professional, trustworthy, knowledgeable and efficient educator! We are so grateful!!!!

A close friend recommended I work with Chris, and my experience has been incredible!

Chris created a customized credit card strategy for me based on my spending habits. I now have several cards for different expenses, it's simple and straightforward to manage, and I earn SO many more points now. It's amazing.

Chris also showed me how to more strategically redeem my points (I was doing it all wrong!), and that has been incredibly helpful too.

On top of that, Chris is a great guy, and it's been so fun to collaborate with him! Highly recommend.

Vom ersten Kontakt bis jetzt hat alles super geklappt. Chris ist ein wirklich sympatischer und ehrlicher Typ.
Er nimmt sich die Zeit alle Fragen zu beantworten und gibt gute Tipps für die Umsetzung. Vor Ort in den USA konnte ich dann alles umsetzen, der Start zum Build-Up von einem CreditScore ist gelegt. Danke. :-)

Zunächst die positiven Aspekte: Die Begegnung, die Einladung zum Abendessen sowie das Networking in Miami waren sehr positiv.

Die folgenden Punkte sind negativ:
Nach Vertragsabschluss gestaltete sich der Prozess als äußerst schleppend.

Am Tag der Anreise nach Miami wurden wichtige Informationen kommuniziert, deren Klärung bereits Wochen zuvor hätte erfolgen sollen.

Die Eröffnung der zugesagten Konten scheiterte an fehlerhaften Adressinformationen von Chris.

Termine wurden teilweise ohne Chris wahrgenommen, da dieser sich wiederholt verspätete.

Das versprochene Funding kam nicht zustande.

Die Reaktionszeit des WhatsApp VIP Supports betrug mindestens zwei Wochen, teilweise sogar einen Monat.

Versprochene Zusammenarbeit mit den Mindworkern stellte sich als falsch heraus.

Leider nicht zu empfehlen.

I recently discovered the Credit Genius app, and it has been nothing short of transformative. This app has not only helped me understand my credit better but has also provided me with actionable strategies to improve it. The impact has been profound, and I’m excited to share my experience.Its a game changer for credit health!

Fabian Thompson

Working with Chris has been a game changer not only in regards of luxury travel experiences but being able to build credit in the US despite being a non-resident.

Within a few months he helped me to get:

•⁠ ⁠⁠An ITIN
•⁠ A physical mail address in the US
•⁠ 5 US Personal Cards with Amex Global Transfer
•⁠ ⁠⁠+700 Fico Score
•⁠ ⁠⁠Chase Personal & Business Checking Accounts
•⁠ ⁠⁠Chase Ink Preferred Card with 50k limit

Not only is he ALWAYS available for any questions and gives incredibly reliable advice, he also has an astounding network of bankers that he could refer me to when I traveled to the US to open several accounts.

For anyone asking themselves if they should work with him - this has been one of the most valuable business decisions i have made in the past few years.

And for anyone asking themselves why you find some 1-star reviews here... Unfortunately there is a UK based company that shares the same name "Credit Genius" but doesn't have anything to do with Chris 😅

Chris von The Credit Genius liefert erstklassige Inhalte rund um Kreditbildung und Finanzwissen. Seine Erklärungen sind klar, praxisnah und unglaublich hilfreich. Absolut empfehlenswert!

Chris / The Credit Genius is awesome! I enjoyed the full experience. He mapped out my whole plan for me and looking forward to earning the points and trying all the hacks he taught me. Even a 5th grader can implement his program. :-) I highly reccomned Chris and his thorough knowledge and professionalism. Well worth the price of admission. I hope to see him in person to have geniune Toast!

Very nice experience, I never thought this would be so helpful for me but now I am earning points on all my expenses business and private. Chris helped me to set up all my accounts and is giving me perfect advice for my upcoming travels.

Sehr umfangreiche Beratung.
Haben jetzt eine optimale Konten Aufstellung für unsere privat und Geschäftskonten.
Beantwortet alle Fragen auch im Nachgang sehr schnell und kompetent.

Highly recommend to work with The Credit Genius! Chris helped me to fully optimize and re-structure my Personal & Business Credit Card Setup in the US. All of my Credit Card applications got approved with the detailed implementation plan he mapped out for me.

One of the key advantages in working with Chris is his network of Bank Business Relationship Managers in the US to get all applications approved with high limits. We were able to score close to 250k Points in just 2 months and I will save $5000 in interest over the next 12 months due to a smart balance transfer he recommended.

In addition, I know exactly now how to redeem my Points & Miles for max value by booking Business & First flights as well as Hotels through the best strategies & search engines.

Highly recommended! Chris is extremely professional and helped me very quickly to set up my banking strategy. After two months I earned over 70k travel miles and enjoyed already about 10 airport VIP Lounges. I am looking forward to keep working with him in the future.