Mike Pero Mortgages - Dave Clemens Arvostelua 

Dave has been our mortgage advisor for 3 years - highly recommend.
Friendly, professional and very good at what he does.

Despite reaching out for support, no one—including my own bank—was able to assist me. I was asked to complete numerous tasks to support my refinancing request, but ultimately received no help.

I was under pressure to get it done quickly or risk losing out on a great deal. It wasn’t until I was at my absolute limit trying to secure finance—knowing I could afford it—that support finally came through. Suddenly, everything moved quickly, with no time wasted. I understood exactly what was happening, and the service was fast—red hot fast.

I would highly recommend Dave to anyone looking to buy their first home. He has been with us every step of the way, guiding us through the process for several months before our purchase. Dave offers clear, practical advice on how to reach your deposit goals, and he even went the extra mile by showing us strategies to pay off our mortgage faster. He truly knows all the ins and outs of the home-buying process and makes what can be a stressful journey feel much more manageable. We’re so grateful for his support and expertise!

This is second time around we have used Dave's expertise to secure home loan for a property. The passion and care Dave has for his customers is beyond words. We are very greatful for the advice received and the hassle free loan approval. Thanks Dave and Mike Pero team. Charanjit & Urwashi

Dreams came true.

As immigrants into an expensive housing market, we didn't think we would ever own a family home. Dave was incredibly informative and patient, showing us how to get a suitable deposit and reviewing our budget.
Because of this, we were able to move into our forever home and could not be more gratefull.

Dave made the process seamless. Took the time to run us through everything, simplified things, and on the day all went to plan with no stress.

Great communication, clearly experienced and willing to share information to help. Also very encouraging expert to have at the end of the phone! Thank you for all your support, we learned a lot from working with you.

quick, precise, easily explained and professional with a friendly smile

Dave helped us every step of the way to home ownership! Super knowledgeable, approachable, and answered all the many questions we had. Highly recommend Dave's services!

Dave has been with me since I decided to move cities and try my luck to see if I could get a mortgage, not thinking it would be possible. But it was! Offering advice and help every step of the way and sorting out the best rates and terms for my situation, Dave eased my anxiety and made this so easy. Always available to give advice, offer suggestions and recommendations and manage my stress, I can't imagine having done this with anyone else. Highly recommend Dave. As a first home buyer this was made easier with him.

Dave Clemens is outstanding – knowledgeable, efficient, and genuinely had my best interests at heart. Made the whole process smooth and stress-free. Highly recommended!

Navigating the mortgage process can be daunting, but working with Dave Clemens from Mike Pero Mortgages made it feel like a collaborative journey with a trusted friend. From our first meeting, Dave's approachable demeanor and genuine care stood out. He took the time to understand our unique situation, patiently answering every question and offering clear, practical advice. His unwavering support and transparent communication ensured we felt informed and confident at every step. Even when challenges arose, Dave's calm and proactive approach kept us on track. Thanks to his dedication, we secured a mortgage that perfectly aligned with our needs. We wholeheartedly recommend Dave to anyone seeking a mortgage broker who treats you like family.

His knowledge & helpfulness was of great assistance..

Very helpful and always willing to answer any questions at any time

Dave has a wealth of knowledge, is down to earth and can explain complex situations easily. Highly recommend Dave, he has helped us get into our dream home, thank you.

Dave was amazing from the start. I had talked to two other mortgage advisors before him who told me I wasn’t quite ready to buy a house but when I decided to try Dave, he was really positive and it was clear he had experience, knew what he was doing and had the ability to make it happen for me. He was always available to answer any questions I had and never made me feel like I was stupid or annoying. He was patient and good at helping me understand difficult things. I felt like he was on my side and I wouldn’t have been able to buy a house without his help.

One of the best. Great to deal with. Wonderful knowledge of financial literacy to the next level. A genuinely wonderful experience and so helpful. Goes above and beyond the call of duty. Thank you Dave.

This was a great experience as the service was very professional great communication between both parties and the reassurance to get things done just great service overall.

Dave helped us restructure our mortgage to take full advantage of falling rates.
A trusted advisor. Highly recommend.

Dave listened well and responded to our requirement, making the experience super easy.