Happy Money Arvostelua 761

TrustScore 4.5/5 tähteä

4,7

Emme tarkista arvosteluissa esitettyjen väitteiden paikkansapitävyyttä, sillä arvostelut ovat arvostelijoiden omia mielipiteitä. Arvostelu voi kuitenkin saada Varmennettu-merkinnän, jos pystymme todentamaan, että arvostelun kirjoittaja on asioinut yrityksen kanssa. Lue lisää

Alustan luotettavuuden varmistamiseksi kaikkien arvostelujen – varmennettujen ja varmentamattomien – on läpäistävä automaattinen seulonta, joka on käynnissä kellon ympäri. Järjestelmä tunnistaa ja poistaa ohjeistustemme vastaisen sisällön – myös arvostelut, jotka eivät perustu aitoon asiointiin. Tiedostamme, että asiattomia arvosteluja saattaa tästä huolimatta päästä läpi. Voit tehdä meille ilmoituksen mistä tahansa arvostelusta, jonka uskot jääneen meiltä huomaamatta. Lue lisää

Katso, mitä arvostelun kirjoittajat sanovat

Saanut 5/5 tähteä

Really great experience with Happy Money. The whole process was easy from beginning to end, approval was quick, and I had the funds 5 days later. I also really liked being able to choose between 3... Näytä lisää

Yritys on vastannut

Saanut 4/5 tähteä

This was probably one of the easiest experiences with a loan provider that I've ever had. They had good terms and APR's based on what I was getting the loan for, and they were all straight forward and... Näytä lisää

Saanut 5/5 tähteä

Indeed, initially not too sure of loan approval because of my credit. My new baby 15 months mom pregnancy was deemed High Risk, and therefore had to stay home till put to bed. I had to resort to cr... Näytä lisää

Yritys on vastannut

Saanut 5/5 tähteä

Payed off a lot of credit card debt nice to have me st of my paycheck going back to me at 62 and getting ready to retire it was very important to take care of this stuff.

Yrityksen tiedot

  1. Muut kuin pankin rahoituspalvelut

Yrityksen kirjoittama

Happy Money is a financial technology company that believes money can be a tool for happiness. We aim to make personal loans a happier experience and help our members achieve their goals. Our first product, The Payoff Loan™, is designed to help members lower and eliminate their credit card balances. Founded in 2009, Happy Money has worked with lending partners to fund over $3.9 billion in loans for 208,000 members and counting. We are expanding the types of personal loans we offer and look forward to helping new members fund their happy.


Yhteystiedot

4,7

Erinomainen

TrustScore 4.5/5 tähteä

761 arvostelua

5 tähteä
4 tähteä
3 tähteä
2 tähteä
1 tähti

Trustpilotissa on kyse ihmisistä. Tämä yritys voi käyttää lisäksi tekoälyavusteista työkaluamme, joka auttaa vastausten laatimisessa.

Kuinka tämä yritys käyttää Trustpilotia

Tutustu arvostelujen ja arvosanojen lähteisiin, pisteytykseen ja moderointiin.

Yritykset eivät saa tarjota kannustimia tai maksaa arvostelujen piilottamisesta Trustpilotissa. Arvostelut ovat yksittäisten käyttäjien mielipiteitä, eivät Trustpilotin. Lue lisää

Saanut 2/5 tähteä

I wish I could give this company a good…

I wish I could give this company a good review. Initially, the loan process was fast and easy. My loan was funded relatively quickly, but I don’t have much experience with personal loans so I don’t know how long other companies usually take. I believe I was funded within 14 days.
I have to leave a poor review because I recently requested to add additional money onto my personal loan after having completed a 65% payoff of my loan and was denied based on my performance with the company. Mind you I have never missed a payment and the only time that I was late on a payment was when I was making an additional payment to the principal and the payment failed so although I have a record of automatic payments for my loan on the same day every month they still didn’t qualify me for a loan increase. Their reasoning was asinine. I attempted to call in and discussed this with a customer service representative, but they have no power or no desire to reevaluate criteria overall, I am pretty disappointed with my experience.

17. huhtikuuta 2026
Oma-aloitteinen arvostelu
Saanut 4/5 tähteä

Easy, Breezy

This was probably one of the easiest experiences with a loan provider that I've ever had. They had good terms and APR's based on what I was getting the loan for, and they were all straight forward and easy to use. The only thing I would like to see different, is a better app, that lets you both download your payment schedule and loan terms. There were a couple of times, I couldn't remember how long my loan was for, and because i wanted to make sure it was paid off on-time, I had to dig around for the original paperwork to see my loan term.

17. huhtikuuta 2026
Saanut 5/5 tähteä

Easy to use

Easy to use. Easy to maintain. Thank you for helping me in a time I really needed it.

17. huhtikuuta 2026
Saanut 5/5 tähteä

I was trying to get a loan with many…

I was trying to get a loan with many companies including the 2 companies with I had loan, being a good payer and with a small debt and It was impossible until I contact you

16. huhtikuuta 2026
Happy Money-logo

Vastaus yritykseltä Happy Money

That is amazing!! Our goal is to help our members achieve their goals – so thanks for sharing your experience with Happy Money.

Saanut 5/5 tähteä

Excellent loan experience

Really great experience with Happy Money. The whole process was easy from beginning to end, approval was quick, and I had the funds 5 days later. I also really liked being able to choose between 3 repayment options depending on the term that worked best for me.

The online portal was also straightforward and easy to use, which made the whole experience even better.

Overall, this was one of the smoothest and easiest loan experiences I’ve had, and Happy Money was excellent to deal with.

16. huhtikuuta 2026
Happy Money-logo

Vastaus yritykseltä Happy Money

We're happy you found the loan process easy and quick. It's great to hear the online portal was straightforward for you. Thank you for sharing your positive experience!

Saanut 5/5 tähteä

Happy Money

Indeed, initially not too sure of loan approval because of my credit. My new baby 15 months mom pregnancy was deemed High Risk, and therefore had to stay home till put to bed.
I had to resort to credit cards to pay off bills and after her delivery my max out credit cards came punching me hard leaving me stressed and restless.
Surprisingly, my loan was approved within 10 minutes and deposited to my account in less than a week. I’ve paid most of the cards and can now have very happy moments with the family and little baby. Happy Money is the way out for people with my situation. I’ve been given options to choose a date for payment and the monthly payment will allow me to put bread and butter matter to rest. Thank you Happy Money 🙏🙏🙏

27. maaliskuuta 2026
Happy Money-logo

Vastaus yritykseltä Happy Money

Thank you for the review! We love empowering people to use money as a tool for their happiness! It's wonderful that Happy Money has helped with your credit cards, allowing you to focus on your family.

Saanut 5/5 tähteä

The approved me fast and easy

The approved me fast and easy . Thanks for the help

13. huhtikuuta 2026
Happy Money-logo

Vastaus yritykseltä Happy Money

We're happy to hear that the approval process was fast and easy for you! Thank you for your positive feedback; it means a lot to us.

Saanut 5/5 tähteä

Approval process seamless

Approval process seamless. Overall I had an exceptional experience!

11. huhtikuuta 2026
Happy Money-logo

Vastaus yritykseltä Happy Money

We're happy to hear that the approval process was seamless for you! Thank you for the review!

Saanut 5/5 tähteä

Low APR

Low APR. Easy application process.

2. huhtikuuta 2026
Happy Money-logo

Vastaus yritykseltä Happy Money

We're happy to hear that you found the application process easy and the APR low. Thank you for your feedback!

Saanut 5/5 tähteä

Super easy

Easy quick and when I did have to email customer service it was fast response

12. huhtikuuta 2026
Happy Money-logo

Vastaus yritykseltä Happy Money

We're happy to hear that our service was quick and easy for you. We appreciate your feedback regarding our fast customer service.

Saanut 5/5 tähteä

Made experience very easy

Made experience very easy. Very easy to set everything up and explained everything very easily

11. huhtikuuta 2026
Happy Money-logo

Vastaus yritykseltä Happy Money

We're happy to hear that the setup was easy and the explanation was clear. We appreciate you taking the time to share your positive experience!

Saanut 5/5 tähteä

Ease of application

Ease of application - all online
Received approval & loan within a week
Every detail taken care of by process -
No questions or confusion.
Amazing company

27. maaliskuuta 2026
Happy Money-logo

Vastaus yritykseltä Happy Money

That is amazing!! Our goal is to help our members achieve their goals – so thanks for sharing your experience with Happy Money.

Saanut 5/5 tähteä

Best loan experience by far!

Best loan experience by far! I got a low rate for the amount of time I requested. Money was available in the time frame they provided.

14. maaliskuuta 2026
Happy Money-logo

Vastaus yritykseltä Happy Money

Thank you for the review! 🙌We love empowering people to use money as a tool for their happiness!

Saanut 5/5 tähteä

Fast & efficient lending

Fast & efficient lending. Highly recommend!!

30. maaliskuuta 2026
Happy Money-logo

Vastaus yritykseltä Happy Money

We're glad you had a fast and efficient lending experience. Thank you for your recommendation; it means a lot to us.

Trustpilot-kokemus

Kuka tahansa voi kirjoittaa Trustpilot-arvostelun. Arvostelun kirjoittajalla on oikeus muokata tai poistaa niitä milloin tahansa, ja ne näkyvät niin kauan kuin tili on aktiivinen.

Yritykset voivat pyytää arvosteluja automaattisten kutsujen kautta. Varmennetuksi merkityt arvostelut kertovat aidoista kokemuksista.

Lue lisää muunlaisista arvosteluista.

Käytämme omistautuneita ihmisiä ja älykästä teknologiaa alustamme turvaamiseen. Lue lisää siitä, miten torjumme väärennettyjä arvosteluja.

Tutustu Trustpilotin arviointiprosessiin.

Tästä 8 vinkkiä loistavien arvostelujen kirjoittamiseen.

Varmennus auttaa takaamaan, että Trustpilotissa lukemasi arvostelut ovat todellisten henkilöiden kirjoittamia.

Kannustimien tarjoaminen arvosteluille tai arvostelujen pyytäminen valikoivasti voi vääristää TrustScore-tulosta, mikä on sääntöjemme vastaista.

Tutustu tarkemmin