Páči sa mi tu, že si človek môže vybrať ako chce investovať a nie je to zbytočne prekombinované. Občas si tu otvorím účet, kuknem ako sa darí a zase zavriem. Presne takto mi to vyhovuje.
Yritys on vastannut
Emme tarkista arvosteluissa esitettyjen väitteiden paikkansapitävyyttä, sillä arvostelut ovat arvostelijoiden omia mielipiteitä. Arvostelu voi kuitenkin saada Varmennettu-merkinnän, jos pystymme todentamaan, että arvostelun kirjoittaja on asioinut yrityksen kanssa. Lue lisää
Alustan luotettavuuden varmistamiseksi kaikkien arvostelujen – varmennettujen ja varmentamattomien – on läpäistävä automaattinen seulonta, joka on käynnissä kellon ympäri. Järjestelmä tunnistaa ja poistaa ohjeistustemme vastaisen sisällön – myös arvostelut, jotka eivät perustu aitoon asiointiin. Tiedostamme, että asiattomia arvosteluja saattaa tästä huolimatta päästä läpi. Voit tehdä meille ilmoituksen mistä tahansa arvostelusta, jonka uskot jääneen meiltä huomaamatta. Lue lisää
Katso, mitä arvostelun kirjoittajat sanovat
When I started investing at Bondster (2019) it seems quite ok, nice diversification, autoinvest, not only CZK, but EUR as well. But right now, all my investments are "V prodlení přes 60 dní" or "Zespl... Näytä lisää
Yritys on vastannut
Invested in Bondster since 2021 because of NuNu loan originator. After some month no loans were published so I invested in DanaRupiah and QuickCheck. Recently both loan originators started to hav... Näytä lisää
Yritys on vastannut
Musím se podělit o velmi dobrou zkušenost s investováním na této platformě do úvěrů zajištěných nemovitostí a dále velmi vypíchnout přátelskost vstřícnost a profesionalitu pana Šaláta který se o nás p... Näytä lisää
Yritys on vastannut
Yrityksen tiedot
Erilaisten ulkoisten lähteiden tuottama tieto
Investment market for secured loans.
Yhteystiedot
U Libeňského pivovaru 63/2, 180 00, Prague, Tšekki
- bondster.com
3,0
Keskitasoinen
137 arvostelua
Ei viimeaikaisia arvostelupyyntöjä
Tämä yritys ei ole pyytänyt asiakkailtaan arvosteluja viime aikoina, joten arvostelut eivät välttämättä anna kattavaa kokonaiskuvaa
On vastannut 100 %: iin saamistaan huonoista arvosteluista
Vastaa yleensä 1 kuukauden sisällä
Kuinka tämä yritys käyttää Trustpilotia
Tutustu arvostelujen ja arvosanojen lähteisiin, pisteytykseen ja moderointiin.
Risk reward reward ratio is very poor
Invested in Bondster since 2021 because of NuNu loan originator. After some month no loans were published so I invested in DanaRupiah and QuickCheck.
Recently both loan originators started to have more delays 60+ days.
Later loans from DanaRupiah are ghosted.
QuickCheck is till there but performs really badly. Bunch of loans in 60+ days even though they have BuyBack guarantee.
Actual return is 2-3 percent lower than you can see in your profile page.
Risk reward reward ratio is very poor so I left company.
18. syyskuuta 2023
Oma-aloitteinen arvostelu
Vastaus yritykseltä Bondster.com
Dear Night Rider,
Unfortunately, a problem with sending funds to the Czech Republic occurred on DanaRupiah’s part in July 2023. The situation was resolved with the bank, and after receiving payment from the provider, the money was credited to the affected investors' accounts. If you have not received your funds invested in DanaRupiah loans, please contact our customer support. They will be happy to examine your case individually.
All loan investments on Bondster have their respective interest rate indicated in annual terms (p.a.). When calculating the return, it is necessary to take into account the actual holding period of the investment. For example, if a buyback is activated and the investment is repaid early, the return will be lower than the expected amount.
3 years of experience there
1) They cheat you with earnings. Showing 50% more than they actually give
2) A lot defaults
25. elokuuta 2023
Oma-aloitteinen arvostelu
I second what Roman Belkin said in a…
I second what Roman Belkin said in a comment.
After calculation from live data in my account, the expected return is overrated. The real return after a year is around 8%
23. elokuuta 2023
Oma-aloitteinen arvostelu
Obecně bych řekla
Obecně bych řekla, že jde o dobrou platformu, která se čím dál víc zlepšuje. Od začátku vidím výrazný posun co se týká šíře nabídky i funkčnosti a informovanosti investorů. Fajn je, že udělali Rating poskytovatelů a taky že mají strategie, které investují automaticky. Co se týká nabídky, tak ta je opravdu široká. Je ale třeba opravdu filtrovat, který poskytovatel je dobrý a který je rizikový (viz například poskytovatelé z Ruska). Výnosově jsou na tom asi nejlépe z podobných projektů v Čechách a na Slovensku. O zahraničních platformách vím, ale nevyužívám, takže jejich výnosnost nevím. Je super, že mají telefonickou podporu v češtině.
3. heinäkuuta 2023
Oma-aloitteinen arvostelu
Bondster has been running their…
Bondster has been running their affiliate program on our marketplace since 2019, and it was always been among the top campaigns. The publishers like the campaign as it is attractive to investors.
3. heinäkuuta 2023
Oma-aloitteinen arvostelu
I have been investing for quite a while…
I have been investing for quite a while now. They offer many short terms loans (6 months), with a high yield (15-17%). It is a good tool for managing liquidity. I also like loans from Ibancar backed by car, but they dont have many of these on the platform lately. I would appreciate if they have spanish language mutation as well.
28. kesäkuuta 2023
Oma-aloitteinen arvostelu
Investice
Když jsem začínala, investovala jsem jenom do půjček krytých domy, které jsem teda našla jen na korunovém trhu. Teď už investuju i do poskytovatelů úvěrů, kteří nabízejí garanci zpětného odkupu. Super jsou i strategie které mají docela nově. Stačí jednou nastavit, a už mi to běží tak jak chci. Mohli se zaměřit na rozšíření nabídky evropských firem protože jsou podle mě bezpečnější.
1. toukokuuta 2023
Oma-aloitteinen arvostelu
Meine Erfahrungen mit der Plattform
Ich investiere seit drei Jahren in Kredite auf der Bondster-Plattform. Ich wähle meine Kredite sorgfältig aus, habe meine eigene Strategie und erziele dank der Diversifizierung eine Rendite von rund 12 % pro Jahr. Ich bin mit der Bondster-Plattform zufrieden.
30. kesäkuuta 2023
Oma-aloitteinen arvostelu
Venho investindo desde 2019
Venho investindo desde 2019. É semelhante ao Mintos, mas na Europa Central. Bom para diversificação através de plataformas e produtos. Eu tinha alguma outra plataforma de crowdfunding, mas o rendimento girava em torno de 10%. com Bondster eu consigo mais.
4. huhtikuuta 2023
Oma-aloitteinen arvostelu
Bonne plateforme ou revenu fixe
Bonne plateforme ou revenu fixe. J'ai commencé à investir à cause d'une recommandation d'influenceur. Je reçois des mensualités. J'avais de l'argent enfermé dans Rapi Credit, mais je l'ai déjà récupéré. Vous devez cependant faire preuve de diligence raisonnable pour savoir où investir en toute sécurité.
5. huhtikuuta 2023
Oma-aloitteinen arvostelu
Fajn plataforma s dobrym vynosem
Fajn plataforma s dobrym vynosem. Investuju na bondsteru uz dva roky. Mam P2P jako doplněk do portfolia akcii a penzijka. Jsem spíše konzervativní, takže investuju jen do investic zajištěných nemovitostí. Ty mají teda jen v ceskych korunach, Škoda ze ne v eurech.
28. kesäkuuta 2023
Oma-aloitteinen arvostelu
Lost 1,210.61 euro, Ponzi scheme most likely
Made: 1,601.25 lost: 2,811.86 so I am down: 1,210.61 euro... the 2,811.86 are stuck in "Delayed over 60 days". Where is the promised 'buy back guarantee'... also they say you can 'cash out at specific dates' if you don't like the loan = FALSE! I tried that, and it wouldn't let me withdraw. I doubt any of their loans are real, its just another ponzi scheme, so it looks like you are making money, but overall you will be net negative in the long term.
24. kesäkuuta 2023
Oma-aloitteinen arvostelu
Vastaus yritykseltä Bondster.com
Hello Dimitri,
We strongly object to the false claim that the Bondster platform is a Ponzi scheme and that the loans issued on the platform do not actually exist. As a marketplace, Bondster thoroughly screens individual loan providers before listing them on the platform. Our in-house Risk Management department conducts in-depth due diligence before signing a contract with loan providers. The focus of this is to ensure that the provider has a good financial track record that is transparent and is able to meet its obligations to investors. Each provider is subsequently given a rating that indicates its ability to meet its obligations to investors.
Since the launch of the platform, we have paid more than EUR 7.4 million in interest to investors, with an average annual return of 13.5%. According to our internal statistics, the majority of providers on the Bondster platform are not in default on buybacks. Defaulted loans represent less than 2% of Bondster's volume over its history, so converted into an annualized cost of risk it is 0.33% p.a.
To minimize the provider's credit risk, we recommend that all Bondster platform users diversify their investments broadly. It is necessary to set and follow your own diversification rules or use our pre-set investment strategies to ensure sufficient diversification. Broad diversification can also be achieved thanks to the fact that you can invest in individual loans as low as EUR 5 or CZK 100 on Bondster.
If you would like more information, you can contact us at any time at info@bondster.com
Regards,
Bondster Team
Tengo mas del 90 % en mi cartera…
Tengo mas del 90 % en mi cartera vencido hace mas de un año, por la guerra de Rusia y Ucrania, las nuevas inversiones tienen también algo de retraso. No hay ningún incentivo para inversores con fondos bloqueados. No he recibido correspondencia informándome sobre la posible solución a esto.
26. toukokuuta 2023
Oma-aloitteinen arvostelu
Forget about expecting any help from customer service
They write on blog on march they are working very hard to solve unpayment of loans (more one year delayed payments). No updates since march (now is may). As they work hard I asked them if after so much work there should be some new news after so many days.....the answer is to send you the link of the blog info where they say on march they are working hard.....are they not laughing on investors??? is this the way to answer customers worried about their unpaid money since more than one year ago??
Before this unrespectful email, last months I had several similar. The question is: I invested on a loans from South Africa company where people are paying back their loans on local banks for sure. Answer about total unpayment since one year ago is the excuse of the mother company is a Russian company and because war money can not be paying back. My question was can you explain me what are implications for a 100% unpayment if banks on Russia are blocked but money is being payment on South Africa by South African borrowers??, or is just that south african people because war in Russia are not paying back????. I can supposse some struggle becasue mother/principal headquarters but if money is being paid back on Johannesburgh bank I was asking explanation what is the deal with the Moscow bank blocked. Where is going the money of South African banks??? not to investors pockets, neither to headquarters so....where is principal plus interest going sice more than one year and a half??.......do you know the bondster anwer?? they send you the link where says they are working hard with company managers......is not a joke?
Now answer down is the same they offered on february 2023 (they say are working very hard since that data but refuse give more information since more than 4 months ago.....is this the meaning of "working hard"??
And according to that answer.....as Russian banks are having problems (I understand that), and they support to the deficitary branches of South Africa and Mexico (I understand that too), they can not give any euro back to the investor???? (this is difficult to understand). This means that thousands and thousands of people paying correctly their loans in South Africa and Mexico where are keeping all those principals+interest payments??? since more than one year ago?. Could not explain why money deposited on South African and Mexico banks is not used to repayd to investors? because for sure was not send back to Russia because swift broken communications,.....so where is the money on South Africa and Mexico banks???....no anwser, just the copy-paste same story they keep posting since months ago despite work very very hard
11. toukokuuta 2023
Oma-aloitteinen arvostelu
Vastaus yritykseltä Bondster.com
Hello Carlia,
Lime Loans South Africa, a consumer loan originator in South Africa, is part of the Russian Lime Credit Group. The two companies are financially interlinked. Sanctions imposed on the Russian Federation following the invasion of Ukraine in the form of disconnecting Russian banks from the SWIFT global payment system complicate international fund transfers. This is not only towards creditors, i.e. you, the investors, but also within economically linked entities.
Lime Loans South Africa is in a growth phase, and its operations are still funded by the parent company. Due to the fact that transfers of funds from the parent company based in the Russian Federation cannot be made to a sufficient extent, Lime Loans South Africa has a complicated cash flow management situation and is currently unable to meet the buyback guarantee. We are in contact with the lender and its parent company and are looking at possible solutions. For this reason, we have stopped issuing new loans with the lender Lime Loans South Africa as of 29 April 2022.
If you have any further questions, please contact us directly at mazan@bondster.cz. No Bondster investor account is in evidence under the email you have listed on the TrustPilot website, and therefore we cannot provide more detailed information directly on your case.
The Bondster team
100% of my imvestment has been blocked…
100% of my imvestment has been blocked for over 6 months with no buyback option.
It is clear that I will lose all my money. Highly discouraged platform
20. huhtikuuta 2023
Oma-aloitteinen arvostelu
Vastaus yritykseltä Bondster.com
Hello Stefano,
If you have 100% of your investments blocked, it means, that you have not followed the rules for diversifying your portfolio and instead have concentrated your investments within one provider. Defaulted loans represent less than 2% of Bondster's volume over the entire history of Bondster, i.e., converted into an annualized risk cost, this is 0.33% p.a.
Currently, defaulted lenders are those that operate directly in the Russian Federation (note: Lime Zaim, Kviku) or are financially linked to this country (note: Lime MX, Lime Loans South Africa).
To minimize loan originator credit risk, we recommend all Bondster users diversify their investments widely. You must set and follow your own diversification rules or use our pre-set investment strategies to ensure sufficient diversification. Broad diversification can also be achieved thanks to the fact that it is possible to invest in individual loans as low as EUR 5 or CZK 100 on Bondster.
The Bondster team
Thumbs up for me.
I haven’t even had an account on Bondster for 3 months and I find it a great platform, easy to use. I find the foreign provider selection good and there are plenty of offers to invest in. I'll certainly invite some friends to try it out too. Thumbs up for me.
20. maaliskuuta 2023
Oma-aloitteinen arvostelu
No la recomiendo para nada
No la recomiendo para nada. Los prestamos se retrasan en su mayoría y permanecen hasta el infinito (mucho mas de 60 días) sin ejecutarse garantía de recompra. Incluso te pasan saldo negativos.
Es una manera de tener tu dinero a coste cero.
Además si pones opiniones negativas, te piden más información, amenazando con eliminar la opinión de Trustpilot
Respuesta del 28/03/2023: Si pudiera adjuntar foto, pondría captura de pantalla para demostrar la proporción de prestamos retrasados de + de 60 días (adquiridos después del inicio de la guerra).
Me reafirmo, no lo recomiendo en absoluto.
1. maaliskuuta 2023
Oma-aloitteinen arvostelu
Vastaus yritykseltä Bondster.com
Hola,
Gracias por compartir su experiencia con la plataforma Bondster. Nos esforzamos por ser transparentes con los inversores y creemos que es apropiado responder a los comentarios sobre nuestra plataforma en Trustpilot. Le hemos pedido que nos proporcione información más detallada a través del entorno estándar de Trustpilot en un esfuerzo por resolver su situación. Nos oponemos a la falsa afirmación de que le hemos amenazado con eliminar su opinión. No eliminamos opiniones en la plataforma Bondster y respondemos a todos los comentarios, ya sean negativos o positivos. Así lo demuestra nuestro historial de comentarios. Además, debido a los esfuerzos de Trustpilot por ser lo más objetivos posible, ni siquiera es posible eliminar las opiniones de los usuarios.
También debemos oponernos a la falsa afirmación de que los préstamos se retrasan en su mayoría y permanecen pendientes durante más de 60 días. Hemos demostrado que pagamos millones de euros al mes a los inversores en concepto de recompras. Según nuestras estadísticas, la mayoría de los prestamistas de la plataforma Bondster no están en mora en las recompras. Si se ha producido algún retraso en el pago de los reembolsos (nota: excepto RapiCredit y los proveedores de la Federación Rusa y Polonia - informamos regularmente sobre la situación con estos proveedores en el blog de Bondster), en la gran mayoría de los casos ha sido inferior a 5 días laborables. Lamentamos la situación relativa a los posibles retrasos en el pago de los reembolsos por parte de algunos proveedores y estamos intentando hacer todo lo posible por los inversores. Aunque entendemos que los retrasos en los pagos de los reembolsos no son lo ideal y requieren una mayor paciencia por parte de nuestros inversores, junto con la liquidez más limitada de los fondos invertidos, también debemos subrayar que los fondos invertidos devengan intereses al tipo de interés acordado durante todo el periodo de retraso. Los inversores no pierden su dinero, sino que tienen garantizado un rendimiento fijo durante todo el periodo.
Para un pequeño número de usuarios de nuestra plataforma, la cuenta del inversor puede haber sido negativa en el pasado debido a la deducción de un pago de intereses previamente abonado por un importe erróneo. En el caso de un saldo bajo, la cuenta del inversor puede haber pasado a tener un saldo negativo. Informamos oportunamente por correo electrónico a los inversores afectados de la medida correctiva.
Bondster
Keep it up
Keep it up, Bondster's services seem to me to be of a good standard within P2P platforms.
18. helmikuuta 2023
Oma-aloitteinen arvostelu
At the beginning I was a bit skeptical…
At the beginning I was a bit skeptical about how the whole thing would work, but since I've been here longer and more often, I'm happy with the investment and haven't had to deal with any problems yet. So the platform has become an integral part of my portfolio where I'm able to diversify my assets.
9. helmikuuta 2023
Oma-aloitteinen arvostelu
not able to pay back
again, Bondster is not able to recover funds for months after the buy back guarantee has expired.
8. helmikuuta 2023
Oma-aloitteinen arvostelu
Vastaus yritykseltä Bondster.com
Dear Claudio,
Thank you for your feedback and for sharing your experience with the Bondster platform. We have a proven track record of paying out in the order of millions of EUR per month to investors on buybacks. In the first two months of this year alone, higher units of millions of EUR have been paid out. According to our statistics, most loan providers on the Bondster platform are not in delay with their buybacks.
If there was a delay in the payment of buybacks (note: excluding RapiCredit and providers from the Russian Federation and Poland - we regularly report on the situation with these providers on the Bondster blog), it was, in the vast majority of cases, less than 5 working days.
We are sorry about the situation regarding possible delays in the payment of buybacks for some providers, and we are trying to ensure that we can do as much as possible for investors. While we understand that delays in buyback payments are not ideal and require increased patience from our investors in connection with the more limited liquidity of invested funds, we must also point out that invested funds bear interest at the agreed interest rate throughout the period of delay. Investors do not lose their money; instead, they are guaranteed a fixed return for the entire period.
The Bondster team
Trustpilot-kokemus
Kuka tahansa voi kirjoittaa Trustpilot-arvostelun. Arvostelun kirjoittajalla on oikeus muokata tai poistaa niitä milloin tahansa, ja ne näkyvät niin kauan kuin tili on aktiivinen.
Yritykset voivat pyytää arvosteluja automaattisten kutsujen kautta. Varmennetuksi merkityt arvostelut kertovat aidoista kokemuksista.
Lue lisää muunlaisista arvosteluista.
Käytämme omistautuneita ihmisiä ja älykästä teknologiaa alustamme turvaamiseen. Lue lisää siitä, miten torjumme väärennettyjä arvosteluja.
Tutustu Trustpilotin arviointiprosessiin.
Varmennus auttaa takaamaan, että Trustpilotissa lukemasi arvostelut ovat todellisten henkilöiden kirjoittamia.
Kannustimien tarjoaminen arvosteluille tai arvostelujen pyytäminen valikoivasti voi vääristää TrustScore-tulosta, mikä on sääntöjemme vastaista.