WiseAlpha Arvostelua 

Nive path to build wealth. The tranfer system has consideravly gotten worse though. It used to be a five star service but it became cumbersome and easy to miss opportunities with only manual bank transfer

Great concept and excellent system. Can’t fault it.

I setup an IFISA on Wisealpha for the start of 26/27 and requested the help team to transfer my current holdings over for me. It was done speedily.
Fantastic job

I like the this platform particularly Ratchet but it’s a shame it’s not easier to add funds an App would be great too

Easy to use platform. Offer a good range of bonds that can be bought in fractions meaning the average investor can access a market not usually available to them. Inclusion of an ISA wrapper makes it tax efficient too. Just wish they had more gilts, but otherwise all good,

Excellent platform to access institutional debt markets for retail investors

It's fine
There are some annoying inanities in the website, for instance order by availability and what comes to the top?...yes the offerings with ZERO availability (and other similar niggles)

Very easy and simple to use. Excellent range of opportunities for investment between short and long term choices. Regular updates and help available.

Good company

Such an easy site to use, including help with all the jargon which makes investing so easy and rewarding. Would recommend to all.

One of the only ways to invest in bonds with small levels of capital, especially within an ISA, I love it.

But I would like to see a wider range of investment-grade bonds. There are a few little niggles on the UI side - once a bond is held within the portfolio, it is hard to see the bond's price history and investment rstings. Before buying the bond, it is hard to see documentation on any impending changes to the bond e.g. prior or outstanding modifications to coupon or maturity. Also, the dirty price and clean price are not explicit prior to purchase. It is down to the investor to research their investments, but I wonder if it might be possible to increase transparency?

I've been a customer for a few years and I'm generally very happy with the service. If you buy your own bonds directly, just be aware that sometimes liquidity on the platform is limited so it's not always possible to sell when you want. Generally I just want to buy and hold for the long term and that works well.

Very good platform

I've been with WiseAlpha for a several years now and my investment has generated good returns with little bad debt. The platform makes it easy to create a diversified bond portfolio, with a minimum investment of £100 per company. It allows investment in bonds that would otherwise by unavailable to retail investors.

One criticism I have is that information on the website can be somewhat lacking or vague, particularly the FAQ when it comes to questions on taxation. It is also not always clear when a bond can repay early (unless you read the prospectus in detail) and I've often had a bond unexpectedly repay early. For this reason I try to buy bonds below par!

They also made a mistake on the tax statement for my Euro account (showing an interest payment as a capital gain). You can however download detailed statements in CSV format that seem to tally up. Although in this case the same error was present in the CSV file.

As well as bonds repaying early you can also be left with a bond that may never repay if the debt is restructured to avoid a default. As with any investment diversification is key and you have the option to invest in safer companies for a lower return.

Excellent ease of use website suitable for non technical people like myself.i suggest removing bonds which are heading to trouble, before they get there .I gave 5 stars previously.

Accessible, easy to navigate and good returns. It’s great for helping to diversify your portfolio.

Great platform, handy ISA that lets you invest in corporate fractional bonds

Great app, quick response if you need help. Plus you dont have to click on the field to enter the security number...a big win in my book!