Gocapadvance Arvostelua 52

Received a random email to sign a form I never submitted or inquired about. Extremely scammy & shady!

Terrible company, Barbara contacted me
I gave her info and then she never responded back… a simple response good or bad would be been better then feel as if you got scam giving out info….

Go Cap is constantly contacting us several times a week despite repeated requests for them to cease. Their tactics include sending applications to your email and sending emails saying thank you for talking with us even though no contact or solicitation for their predatory services.

No more contact stop emailing me texting me, etc. you guys don’t stop or have no lives

Stefanie and Bobby helped me out again getting the money I needed to get a new trailer for my business! Thanks guys

I never contacted this company. I told them to stop. They persisted. At least one call a week from fake numbers, so blocking one, they just use another. Weekly or daily emails with a Docusign application that I didn't request.

THIS COMPANY “GO CAP ADVANCE” & CEO/Owner “Albert Camuti” aka “@funding_god” IS BREAKING ALL LAWS AND HARASSING US BUSINESSES TO SOLICIT THEIR BUSINESS LOANS. WE HAVE TOLD THEM “NO” NUMEROUS TIMES BUT THEY KEEP CALLING EVERYDAY WITH DIFFERENT NUMBERS AND NOW STARTED TEXTING AND SENDING EMAILS TO SIGN DOCUMENTS THAT ARE FAKE AND I NEVER REQUESTED. I AM AFRAID THEY WILL DO A FRAUDULENT TRANSACTION WITH MY BUSINESS INFORMATION BECAUSE THEY ARE DESPERATE CALLING US NON-STOP IS A DESPERATE MOVE.

I AM CURRENTLY FILING A REPORT FOR HARASSMENT AND UNFAIR BUSINESS PRACTICES WITH THE NEW YORK FINANCIAL DEPARTMENT & FEDERAL TRADE DEPARTMENT.

IF ANYONE IS A VICTIM OF THIS COMPANY PLEASE FILE A REPORT WITH:

1. Federal Agencies
Federal Trade Commission (FTC)
Handles complaints about unfair or deceptive business practices.
Website: FTC Complaint Assistant
Consumer Financial Protection Bureau (CFPB)
Focuses on financial products and services, including complaints about lenders and debt collectors.
Website: CFPB Complaint Portal
Federal Communications Commission (FCC)
Handles complaints about unwanted robocalls and telemarketing.
Website: FCC Consumer Complaints

2. State Agencies (New York)
New York State Department of Financial Services (NYDFS)
Regulates financial services in New York and can take action against misconduct by financial institutions.
Website: NYDFS Consumer Complaints
New York State Attorney General’s Office
Handles consumer protection issues, including unfair business practices and harassment.
Website: New York State AG Consumer Complaints
New York State Division of Consumer Protection
Handles complaints related to unfair business practices and can offer assistance with resolving consumer issues.
Website: Division of Consumer Protection

3. Local Agencies
Your Local District Attorney (DA) or Police Department
If the harassment escalates to threats or illegal behavior, you may need to contact your local DA’s office or the police.

4. Private Organizations
Better Business Bureau (BBB)
Handles complaints and disputes with businesses and helps mediate resolutions.
Website: BBB Complaint Portal
National Consumer Law Center (NCLC)
Provides information and resources for consumers dealing with financial harassment and debt collection issues.
Website: NCLC
National Association of Consumer Advocates (NACA)
Provides resources for consumers facing financial harassment and connects them to legal professionals.
Website: NACA

5. Additional Resources for Harassment
Do Not Call Registry
If you're receiving unsolicited telemarketing calls, you can register your number to reduce robocalls.
Website: National Do Not Call Registry
Telephone Consumer Protection Act (TCPA) Violations
If the company is violating the Telephone Consumer Protection Act (such as by using robocalls or calling you repeatedly), you can report it through the FCC.
Website: TCPA Violations Reporting

This company is a big joke. They keep sending unsolicited offer letters/calls but mainly Clix Sign documents that they expect you to sign blindly. They're the worst scammers I've seen in the funding niche. I've sent them many notes to stop w/ no luck.

UPDATED at bottom: The services this company provides for financing are legitimate as I received financing with a lender. They have high interest rates at first but if you are looking for financing and a way to build business credit they can certainly help. Once you get through a certain percentage of the loan you can work on rolling over to better lenders with better rates as well.
My issues- This company had an employee who lied to me in order to double charge me broker fees. When they ask you to sign additional papers after already being approved and completing your funding call with the lender do not sign them! I was told you that you have to sign it in order to "approve the lender to pay them"...That is not true, this is actually approving GoCap to charge YOU again a second time to double charge you. Wayne told me not to worry that it wouldn't charge me but that I had to sign the paper in order to get deposit from the lender. Next thing you know I was charged when I was specifically told otherwise. I confronted Wayne about this issue and he apologized saying that wasn't supposed to happen and was going to work on fixing the issue which obviously never happened.

Update:
Upon being reached out to by the company they made me aware that they no longer work with Wayne and assisted me with making things right. I did not get the refund however I did get assistance on transferring to a better lender for no fees. I am thankful that they reached out and made right on the issues I faced, if something seems off always reach out to a higher up or go a different route. This company offers real services, they just had a bad egg who I unfortunately encountered.

Just another unethical and predatory business loan company who got a hold of my contact information through a shaddy email list and that is now spamming the crap out of my inbox - and there's no unsubscribe button. The world would be a better place without companies like this one.

Great experience very fast and easy, they find the best option for my company

I am delighted to share my experience with Wayne over the past two years. He has been instrumental in helping me secure funding for my business, and I couldn't be more grateful.

Wayne's honesty and integrity are truly refreshing. He is transparent throughout the entire process, ensuring I always feel informed and supported. His friendly demeanor makes working with him a pleasure, and he genuinely cares about my success.

What impresses me most is his efficiency. Wayne works tirelessly to navigate the complexities of funding, saving me valuable time and allowing me to focus on my business.

If you’re looking for someone dedicated, trustworthy, and hardworking, Wayne is the right choice. Thanks to him, my business has grown significantly, and I wholeheartedly recommend his services!

Another phenomenal experience with Wayne at Go Cap Advance! I've worked with Wayne over the last 2 years to secure funding for my business. I can always rely on Wayne to be honest and efficient. Wayne is someone who genuinely cares about the success of others and he takes the time to make sure you are educated on every possible option. I refuse to work with any other company. This is a lifelong relationship... Wayne is top notch!

-January LeVere

SCAM. Got an email to electronically sign funding paperwork for a loan I never applied for, regarding to a phone call I never had. The person from this company requesting my e-signature is Greg Gilbert. This company is unethical, stay away!

Bobby was such a pleasure to work with, he got me more than I thought I’d qualify for. Thanks Bobby and Go Cap

I’ve been getting calls everyday from brokers bullying me. Bobby treated me with respect and got me exactly what I needed!!! 5 stars isn’t enough

Scam company! I’ve never had any contact with this company, yet they are sending me “follow up” email, requesting me to sign a contract, in regards to our previous phone call. Again, never heard or talked to this company in my life

Currently suing this company for violations of the TCPA by texting cellular phones that are on the Do Not Call Registry.

Unsoliceted emails with no unsubscribe. I am getting sick of these financial scams.