Chipper Cash Arvostelua 370

Chippers. You are awaiting update from the receiving bank ( My Bank ) I have placed a call to my bank several times and they confirmed to me that there is no transaction settlement on their side. Even the session ID your employees ( Eyie, Chris ) gave me was a fake session ID as my bank ( First Bank Nigeria PLC ) couldn’t find any transaction on it. If I don’t get my money from chipper’s in less than 48 hours. There will be a problem. I promise! I have all my evidence intact. Because this is robbery! Day light robbery!!!

Chipper is a scam.
Made a payment on an invoice and money was deducted from my account yet invoice wasnt paid. I tried to contact them both on chat and the support email and no response. Deal with them at your own risk

It's unfortunate that when I wanted to sign up for the Chipper Cash, I checked only the reviews on Play Store (apparently, they reply to critical reviews of the flaws and huge scam they operate and get the reviews deleted), and the review/recommendation of another fintech blog (obviously, the fintech is a scam which I only recently got to realize).

I bought virtual card from them, naira card and #1,000 was deducted from me. Not a bad bargain, is it? Where are the card details? I was given no CVV and given no card number. Contacting their customer service, they failed to respond to my query for over 2 days. I then wrote a review on Play Store to at least prompt others from falling for their scam, they responded with a developer message which I saw in my email to contact their support, support that had consistently failed to respond for 2 days, and to check the review back on Google Play Store, the review had been deleted. Coincidence?

I had funded this card, and wherein upon I decided to refund it first to get back my sanity cause I still cannot fathom how a Nigerian CBN approved financial institution would be operating such an obvious scam and be getting away with it. I had only funded the card with about #30,000 naira. Test amount I had called it. There was no clause, there was no disclaimer, there was no agreement that for every #10,000 that a person sends from the card, the Chipper scam would deduct #500, but they did so anyways. Deducted #500 for every #10,000, #50 for every #1,000. I had never ever heard of such outrageous transfer fees before! And worst, they didn't write it anywhere prior.

That's a second.

Now, I then went on to transfer this said amount back to a normal traditional bank, and the transaction has been pending since. An attempt to withhold my money?

They had already scammed #2,500 from me. Gave me frustrations and stress, and they are still withholding my money. Obviously I contacted their support and nothing.

What is most infuriating is how the scam institution is still being permitted to operate their SCAM in Nigeria.

I wish I could give 0 stars. These people are thieves. Outrageous charges and exchange rates. Not only that, if you have any issues and chat with their customer support line, they won't respond or they would choose when or when not to respond. It's frustrating because I have a transaction that has been pending for a month now, and it hasn't been resolved despite the fact that in this time frame, they've been deducting 'maintenance' charges. I'll soon report them to CBN btw.

Chipper❌️ Chipper❌️ Chipper❌️ I'm sure you'll all will rush here to decieve people by saying oh sorry we're concern about this and that....whereas what you do behind the close door is ridiculous
This isn't going to be my last message until I get credited,I told you earlier if this is how you steal from people you should make an exception.(Refund from parcelforce worldwide UK) I'm sure you that rings a bell,I mean we've been on this over a month now so you know where this is coming from already.
Sending fake messages that you already Refund to my card is absurd and refused to reply to any of my messages showing you all are thieves.
You want it to be forgotten right?I'm sorry it can't.Peoples reputation are involved,you see now
The reputation of people involved in this Refund is at stake but means absolutely nothing to you, because you're shit,you're rubbed in mud already and looking for who to drag in your mess
This Message means nothing to you,
But note that not all people you can steal from because I will not stop

Chipper cash is a scam pretending and parading as a real bank under flutter wave.
I received money using their usd virtual account from USA and they are requesting for the sender's government issued Id card and for what exactly? Why not request for my own (the receivers) ID.

They refuse to release my money which I received because of something of emergency and needs to be taken care of immediately.

They worst part is through all the platform both on their App, email, twitter, IG they are ignoring my messages and not replying to it.
Life or death situation and they don't even care

Run from this company they are fraudsters, scammers and criminals

Theo be honest the app is a little bit confusing it I hope to see positive results at the end

Heavy rates when buying, poor rate when selling.
virtual prepared card is limited and may not work on some platforms.

Frequent card maintainance.

aside this, this app is one of the best in the system now.

There's fees to everything you do and its not 1,2or even 4 but but%5 but nooo it doesn't stop u gotta pay for your card now monthly and its just the same amount as you bought it l ike these guys are just money hungry and really good scammers thought i was keeping my money safe but instead paying it all up to these guys, im deleting my account fu k these guys

Worst app ever. They will scam you and there’s absolutely nothing you can do about it bc their Cust care is so poor you’d be lucky to even have a response from them. I deposited money into my dollar card paid for something online got a notification for the transaction with my bal Of $6 only for me to find out I’ve been logged out from my acc. No way to access my acc again plus my money gone. If I open the app, it’ll say error and tried logging in but it won’t take my number or mg email. Run oh if your money is valuable to you. Don’t believe these positive review bc when they scam you up you will cry. Scam!!!!!!!!!!!!!!

I tried to pay for a certification exam that cost $395 and converted money to usd, i was charged 1777 naira per usd. the card was declined and couldnt pay. Converting my money back to naira cost 1568 naira to a dollar. Essentially I lost 90k, and still couldnt pay for the exam. Worst platform ever. probably just a front to steal money!

Chipper is the worst of the bank because of their customer service, my account is restricted and I have been trying to reach out to that customer service which have done little or no help, they barely reply messages and the account contain all my life savings which I wish need to use for my day to day activities. I am disappointed because I have recommended chipper to more than 3 of my friends but I guess I was the one that hold chipper at a high esteem

They will charge you alot of money and when you want to use their card to pay, youre supposed to recieve an 2 factor code from online platforms, but chipper cash never receives it or send it to you after charging huge money to fund and withdraw from your card. Glad have deleted this FAKE app from my phone

If there’s a -700 star that’s what I’ll give, they are not reliable if you have any issues they will not be fixed, and if you want to then remove your money, they will still charge you, the customer care are very useless, they are as useless as the NGN kobo. Nonsense. Wasted my time, money. I couldn’t pay for my flight because of this incompetent, inept company. You should be sued for damages. The dollar card is quite okay. Use at your own risk. If you have emergencies use something else.

Chipper is the worst! All these positive reviews has to be fake. Because there's no way it's real. Customer care is the most useless ever. They don't respond at all. I've been sending messages for 24hours now and I didn't get any response. Use at your own risk. All these platforms that don't have good customer care service, they're very risky. If you have any emergency or any problems with payment. You're on your own oh. You will never get a reply from them

I bought my USD card and I linked it with my Apple ID, it linked successfully but I couldn’t purchase any app from Apple Store. It was telling me that my purchase wasn’t complete. I decided to remove the card and put it back , but since then , Apple has been rejecting the card. I went as far as requesting to have a live chat from Apple support , which I did , and they said the problem is from my financial institution and not from them. My financial institution is chipper. So what can be done because this has been frustrating me. And I chatted with chipper customer care line but no response for hours now.

Chipper cash remains one of the very best app to receive funds in Nigeria, Ghana, Rwanda and Uganda.

I bet you, no issue, just fulfil the verification processes, your funds are save and secured.

I have used the app for more than 3 years and I have no issue with it... Customer service response is not immediate but you'll surely get a reply in an about 3-5 hours, I hope they work on that.

For me, chipper cash is 80%

Pros:
Although, I'm new to Chipper, my experience so far is not bad, especially executing online shopping with my dollars card - it's superb.

Cons:
1. Exchange rate is higher
2. Till now, I couldn't use the investment platform on the App.
This is because the upgrade address section is refusing to work for some reasons.
Customer service is working on it so I heard.

Conclusion
Nothing is 100% perfect, hence I will recommend this App for online payments - especially with the dollar card...

Your customer support is trash and the fact that Y’ll strategy is to keep deactivating our US virtual card so you can keep asking for $3 speaks lowly of you people. How many times will you keep deactivating my card over a subscription that your card cannot process which is not my fault cause I had the exact money in the wallet at the time.

Customer response is very slow. They don’t have a live chat with customer support I would say and it’s very frustrating. A transaction was made to my wallet more than 24 hours and not reflected. The frustration is I can’t talk to customer support so with that you hardly expect any support