TWINO Investments AS Arvostelua 

I have been using them for a couple of moths. All i can say is they are average on repay (not so high returns ) , the main issue for me is the late repayments . A lot from my point of view in the last month(from 10 loans - 5 are delayed ) The second bad thing for me is that you can't use a borderless account. Sorry to say it Twino but this is a big issue . Like a investor ....i don't want to give free money (high taxes for what ...? ...to the banks on transfers.The good thing is that they have the 30 days delay Buyback ,which is a positive thing ... because in general is 60 days ...but not good enough. On payments they are ok , on both sides (deposits , withdraw) , customer support are great . Also the auto-invest is great, app for android .. i don't have IOS knowledge .
Overall is a 3 from 5 for me .

Started investing a month ago. Surprising how little factual information is available online about Twino, but maybe im not looking in the right places. Seems that Germany has a lot of investors for Twino. They've been in exsistence for 6 or 7 years now and everything looks ok. Haven't heared negative news yet, there are papers written by experts that raise concerns about P2P lending in general. Issues about being a piramid scheme and sustainability of the businessmodel in general; please make your own informed descision. The reviews online are good; returns are as promised although have dropped from an average of 12 to about 10.5% Still very good returns. The platform itself is still in the development stage somewhat i feel. Information about specific controls could be explained better. Overall, so far so good. I saw return on investments comming in from day one, so im on my way. I personally expect the P2P lending market to explode in the upcomming years, but Im no expert by any means, just a guy with some extra money, dont listen to me for financial advise. Just a gut feeling. People are sick of banks in general, and this way of lending seems better, although the interest rates are very high for the borrower on a short term loan. Well, thats it folks, everything is working as it should so far.

I am using this service fo 2 years without any problem. The deposits and withdrawals works well, the autoinvest is perfect.

Ich mag Twino, aber es fehlt noch ein gutes Suport-Team.

I have been using the site for 3 months. I have an XIPP of 9% (as of today, this fluctuates higher and lower throughout the month). I have easily added and withdrawn funds (money was back in my back in my bank approx 3-4 days). The auto-buy system is easy to setup. selling is easy (I only get the buyback guarantee investments) and I have had the money available in under 24hours each time.

Tax return paperwork is easy to download in a ready-to-use format.

After looking around I believe this is the highest return and lowest risk combination. And coming into this as a complete newbie - I can say it couldn't have been easier.

TWINO is probably my favorite p2p lending site. Zero fees for investors, great returns and very liquid secondary market. Fast email support as well. I'm very pleased with TWINO.

Ich bin sehr zufrieden bis jetzt.Bloß fehlt leider momentan noch eine Websit-Anzeigemöglichkeit auf Deutsch. Deshalb (noch) 4 von 5 Sternen.

Twino is one of the best of the massive bunch of Baltic/Nordic p2p platforms, that have spun up over last 3 years.

Along with Mintos this is my top 2 in EUR p2p platforms. Mintos allows slightly higher return if investing some manual labour. But Twino allows for seamless automatic investing solution, and for autoinvesting returns can be even better than Mintos.

A solid anualized 13-14% net return.

Mucho movimiento, facilidad de invertir, mucha información, facil de trasferir fondos. en general muy bie.

Neuer Anbieter mit viel Potenzial. Deutscher Webauftritt fehlt (noch). Bisher läuft ales super. Auch die Rückkaufgarantie funktioniert einwandfrei.