Lower Arvostelua 

Andrew Benjamin helped us with our home equity loan, was very helpful, and made the process quick and easy. We would definitely use Lower again and ask for Andrew in the future!

Trust to me is the most important aspect of any company I deal with. This is even more true when refinancing a mortgage.

I came to Matthew Mikel at Lower.com after I received a loan estimate from the largest Mortgager in the country. The interest rate on the estimate was way too high and there were significant dollars to pay at closing.

Matt looked at the numbers and was very determined to make it work for me. He made me feel like I wasn’t just any customer but like I was his most important.

He found a way to significantly lower the interest rate from that of the estimate of the other company, less closing costs and cash coming back to me at closing.

There were no surprises at closing and I could not be happier with the end result. My sincere thanks to all at LOWER and especially to Matthew Mikel

Sam Berman, our Senior Loan Advisor, was great to work with on this loan. He was easy to get in touch with and always tracked down an answer to our questions if he didn’t already have the answer. We had some complicated things to navigate and Sam helped us work through one thing at a time and got us everything we needed for the loan to close smoothly.

Sam responded to my phone calls and emails promptly. Very professional and knowledgeable. As a Loan Officer myself, I would highly recommend.

Connor was amazing to work with! Especially his attention to detail and outstanding communication throughout the refinance process! 5-Stars!

Don’t walk… run away from this company. Uses pressure and scare tactics to push you into committing. A refi would actually cost more money yet they use incorrect numbers in their quote to make you think it’s a great deal until you ask for it in writing and see they are lying. What a waste of time and energy.

Our experience working with Mallory Miller and Kelly Grant was exceptional. The entire process was smooth, well organized, and clearly explained every step of the way. Both Mallory and Kelly went above and beyond to make everything as easy and stress free as possible. They were professional, knowledgeable, and genuinely kind throughout the entire experience. I highly recommend them to anyone who needs assistance with their mortgage, I can’t speak highly enough about the service they provided.

John was great throughout the process; got it done to fit our deadline with no surprises along the way.

I had the best experience with Lower. Cat Pascual made the process easy, she was always easy to reach by text. This is my second home purchase with Lower.

I had a great and fast experience with Lower thanks to Mallory Miller and Kelly Gant. They were both incredibly helpful, responsive, and made the entire process smooth and stress-free. Highly recommend working with them!

My wife and I were very happy with our experience at Lower. Connor Murrell was my primary contact and was SUPER responsive to me at all points in the process. Got a fair deal with a good appraisal and was able to use the equity in my home to take care of a few things. Only small critique we had is that the underwriting process was a bit slow and dug deep...but we got there eventually. Maybe that is the norm now but there were quite a few requests. That said I would recommend to anyone looking for mortgage related products.

Connor was amazing to work with. He is extremely professional and punctual. He was very clear in handling my complicated paperwork and helped my family and I close with ease. 10 stars

Jay was an honest professional throughout the process from my initial contact, until the final closing procedure.
Constantly e-mailed or called me the keep me informed and answered all my questions. I will have contacts that I will encourage to use Jay and Lower.com for them to use.

I can’t recommend Andrew Benjamin highly enough! After a slow and frustrating experience with a previous loan processor, Andrew stepped in and completely changed the trajectory. From the moment he took over, he was responsive, efficient, and organized.
He kept me informed throughout the entire process and worked diligently to make sure everything stayed on track. Thanks to his dedication, we made it to the finish line smoothly. What could have been a stressful process felt manageable with Andrew’s guidance. I’m truly grateful for his professionalism and support!

Jason, our loan advisor was excellent. He followed up with us on every detail. From beginning to the end. It couldn’t have been an easier process.

Easy quick and honest

We had an excellent experience working with Connor. He was knowledgeable, responsive, and made the entire loan process smooth and stress-free. He clearly explained every step, answered all my questions promptly, and kept me updated throughout. His professionalism and dedication made a big difference—I truly felt supported from start to finish. Highly recommend!

I was reluctant to refinance, but Sam Berman made the process very easy and handled everything with confidence. From day one, Sam was friendly, professional and explained all details clearly and thoroughly. When I reached out with a question or concern, he always got back to me quickly. He even took the time to respond when he was on the golf course while vacationing. My loan closed within 30 days, and I am very grateful for having had the opportunity to work with Sam.

Samay Pahouja and his team were amazing from start to finish. Great experience. Second time I have worked directly with him, and so glad that we got to.

Andrew Benjamin was a pleasure to work with.