We are in our 50’s with high BMI , BP ,Diabetes & High Cholesterol
We are in our 50’s and had a real challenge on our hand to get mortgage protection insurance as my wife had type 2 diabetes with a really high HbA1c reading and high blood pressure of 155/90 along with very high BMI of 36 and I had elevated cholesterol 7.1 and white coat syndrome for high blood pressure at 165/82 if I got my blood pressure checked at GP with a BMI of 32. John Hourigan at lion.ie was amazing to work with and gave us precise advice on how to approach the insurers for getting our mortgage protection in place. He took our blood reports and other Medical data and approached the underwriters in advance securing pre approvals which was amazing as we had got a lot of postponements due to our tough medical health .He then guided us through the PMA process whereby our GP had to fill out our medical reports. When John went on holidays Kathleen Sammon and Hannah McGowan provided amazing support and coverage. I was anxious , nervous & frustrated and would call and email multiple times asking questions and following up on statuses and was always responded to courteously and in a timely fashion. We have secured our mortgage protection which enabled us to buy our dream house. I had throughly researched on the net about who to approach for expert guidance on mortgage protection and it was tough as only one or two specialist mortgage providers has real reviews on trust pilot and Lion.ie had none but had great articles on internet on mortgage protection with health challenges