LANDE Arvostelua 

I opened an account on Lande on 10 May 2023. In all l have deposited €100 and bought shares in 10 Loans. As of today 9 September 2024 the situation is as follows:
Current 3
5-30 days late 0
31-60 days late 1
60+ days late 2
In default 3
Repaid 1

I think it is fair to say that this is a very poor outcome.

Mon iban était bloqué en attente de vérification depuis quelque temps,j' ai envoyé un email au service client et ils ont réglé le problème dans la journée.👍

I have struggled for 6 weeks to withdraw funds. I have provided multiple IBANs. And have now been verified by Lande. These IBAN accounts I have successfully used on other investments sites for many years. And now the IBAN is suddenly unverfied. How do you verity ..then unverifiy an IBAN? Are the systems second guessing themselves? My latest coorespondance email notification now states my "application is rejected". How is that even possible? These systems are brittle at best and seem to me to be in a dangerous state of noncompliance. I doubt I can trust this platform at all.
As I said, I have tried many times so I write this begrudgingly. I know full well that negative sentiment is not good for companies, but I am desperate to withdraw my funds and it seems I just can't.

I appreciate the quick and constructive help in solving my problems.

Der Service ist wirklich sehr nett und hilft unheimlich schnell. Insgesamt tolle Plattform auf die man sich verlassen kann. Vielen Dank :)

The quick answer by the costumer service was something to be grateful for. The communication was very professional and effective.

I have opened an account and made a money transfer on the 11/12/2023.
Following many reminders sent to support services and opening of a few tickets, The account was credited only on the 04/12/2024.
Seemingly I missed an information on the money transfer communication, but it took too long to have a feedback, I hope reactivity issues will be addressed soon.

my experience is the same as other reviews. They have no debt collection process, so borrowers just get warning letters and lenders wait forever for bad loans that are not recovered. Lande has to solve this major flaw which puts their lenders funds at risk

Most repayments are months late!
Some don't pay back at all!
Even if the loans are secured, I don't know why Lande doesn't even react when people haven't paid back for months.
No wonder farmers can't get loans from banks because they are known for their unreliability.

I liked idea in agricultural sector and help farmers in Europe.
My initial investments were smooth and pay accordingly. In the middle 2023 I noticed that I have more and more delayed projects. Some of the 30+days and some 60+days.
I decided to sell 60+ days investments on secondary market. Some of them were successfully sold but couple of them not. Those turned into defaulted one.
Both of them have collateral Harvest.
Lande is super slow on updating investors. Also loan updates are too slow. Some loan can be defaulted couple of month ago but Lande is waiting for a miracle from the borrower.
LTV doesn't mean anything and collateral should be only Land or Machinery.
I would invest here but with a big caution. When loan goes smooth - everything is great.
If not you stay in a vacuum and get template updates from Lande.

Quick response, kind and nice and competent. I am here for a week now and happy so far.

I really like the concept of the platform with collateralized agricultural loans. After almost 2 years on Lande now, I have not witnessed any bad experiences or loan defaults. The contact with the support was also very appreciative and fast. All the best for continued success!

In July I opened a Lande account and transfered money via Bity payment methode. The money did not arrive because their payment provider LEMONWAY required it to be a bank transfer. Then they promised to transfer back the money, but this did not happen either. Waiting now for more 2 months.

To me this seems like a scam!

I've been using LANDE for over 10 months and I'm really pleased with it. In particular with the customer service, which has been attentive, fast and transparent with me when I had to deal with a calculation issue relating to a loan that had just been repaid in full.

It's true that some loans can be 3 to 4 months late. However, LANDE's communication with regard to these problems seems to have changed in recent months with the introduction of regular information from the platform on the progress of the procedures for reimbursing users.

Very good support. I had a problem with a promo code. It was solved very quickly und friendly. Thanks for that very good customer service. From germany.

Great Support. No Problems so far.

Very fast and friendly reply.

The transparency of the loan recoveries should be better.

I have 10 investments, 3 of them are 60+ days late. I understand this can happen and investing in loans is risky. But according to some info on the website they were supposed to be defaulted already. However I don't know what's going on, there is just no communication. I even sent an email to Lande about these loans and got no response. Initially I liked the idea of low LTV and actual collateral (harvest or animals or land), but at this point I just want my capital back and to get away from this platform

L'idea di investire in questo settore è ottima. ci sono però dei limiti . gli investimenti più short vengono collocati subito e probabilmente dagli autoinvest ed è qui che i limiti non sono molto allettanti. se investi 50 euro non hai possibilità di scegliere i vari parametri e per farlo devi investire in un solo progetto 250 euro. troppi. difficoltà anche nell'uso del sito. da alcuni giorni è bloccato per un errore del loro sistema e non posso scaricare il bilancio e questo mi sta creando problemi. non c'è una chat assistenza sulla mainpage del sito e ne ho richiesta una urgente tramite il loro format. valuterò poi il tempo di risposta. parecchi ritardi anche nelle restituzioni.