Klutch  Arvostelua 15

Hello, I’ve been going to the dispensaries since they opened years ago. My favorite brand is.Klutch!!!!!! so a lot of us had our medical cards and I’ve been buying products for years before recreational. A brand like KLUTCH that has a great product and is popular. You got popular for the items that you already had. Why do you have to change things? Why do companies that are doing good change things I am so pissed That you are taking away regular Lester pods. It’s just a way for KLUTCH to make more money and screw us over. Bring back regular Lester pods or you’re gonna lose a lot of business and you never have cartridges out here so now I guess I’ll move onto a different brand. It’s upsetting. I probably have spent thousands and thousands of dollars on clutch And now you’re putting out these disposable and it’s garbage and you guys are better than that please fix it. Thank you.

I opened a secured credit card at the end of December 2023. Things were a little hairy from the start. Bugs in the UI; weird discrepancies between displayed balances in the UI and the statement. As a result, I had already found a different solution and was in the process of moving. I only had a 0.71 balance remaining to set against my 999 deposit.

But things got downright criminal in May, 2024. Turns out that Klutchcard uses Synapse for their banking. Synapse started bankruptcy proceedings in October, 2023. And because of a conflict between Synapse and Evolve involving major balance discrepancies of tens of millions of dollars, Synapse froze all accounts in May. When Synapse did this, transactions on my Klutch cards began to be declined. At first without explanation. Then Klutchcard wrote a message with an explanation that included a lot of blaming others and an insistence that they were sufficiently capitalized to weather the storm. And yet. Klutchcard, without my participation tried and failed to move money (presumably my 999USD security deposit) through my account. Now I have a dead account and the insistence from their support that they can’t do anything about it. Here’s the thing: at no point did I enter a contractual commitment with Synapse or Evolve. My contract was with Klutchcard. So, if they can’t return my 999 USD, then only Klutchcard is responsible. What’s more, they have written into their contract that they can’t be sued. They require arbitration. Arbitration costs more (1400USD) than the amount of my money they accepted as security and have not returned. Given that these are secured credit cards, generally offered to people with poor credit and likely tight finances, the abuse of indefinitely freezing people’s money while you are still, according to your CEO, well-capitalized is particularly appalling. While I did not know that Klutchcard was using a partner that was already in bankruptcy proceedings when I opened my account, Klutchcard did, or should have. They could have declined to accept new customers until the problem was resolved. They chose a different path.

Klutchcard is not run to the standards of care you should expect from a business handling your balances or your remittances. Neither for their software, nor for their accounting, nor for their general business practices. Find an alternative.

To Klutchcard: Return. My. Deposit.

(I just looked at the other reviews. Apparently they are insisting that others pay them, causing harm to people’s credit ratings, while also not paying their own debts. Despicable.)

I have never been late on any payment to Klutch. Klutch is claiming my full balance is due because there partnership with Evolve and Synapse fell through so they closed my account. They demanded payment in full and gave 1 day notice. They did not give me any notice that they have changed my due date either. They are sending invoices thrpugh email asking for payment via Quickbooks. Synapse also reported me 180 days late. I emailed support at Klutch and Synapse and was advised it was a glitched file erroneously sent. I worked with both companies to find they corrected my payment as" now current" instead of removing the late payment that was never late to begin with. Be careful, this Card is a total scam!

One of the best credit cards on the market. I was initially granted a 12% APR with a $5,000 max credit limit at a $400 spending limit and within a couple months I have received 4 spending limit increases to $1,500. Big, big fan of this card and looking forward to doing a lot of business with you in the near future.

All the best,

Raymond from California

The Klutch card is the perfect card for those who want more control of their credit. The app gives you control over your data and transactions. The single use card feature is great for avoiding reoccurring expense or less-than trustworthy vendors. Finally, the cash back shows up where it should, reducing your balance.

So the Klutch card is making me rethink my views on what a credit card is. They are so different from the other cards out there. I love the flexibility and information on all my transactions, I have a few ideas of what I want to build to add to their marketplace of features. I love that I can build from their API. Their documentation could be a little clearer but it does the job!

Cool new company doing something different in the credit card space. Works totally differently, once you get used to it, it’s good and new. Warning though- think you need pretty good credit to get approved.

Cool new company doing something different in the credit card space. Works totally differently, once you get used to it, its cool. Warning though - think you need pretty good credit to get approved.

My favorite card to date. No annual fee, very low APR and easy management. The ability to create virtual cards and the tools to control them are impressive. I have been recommending this card to family and friends.

I am so excited, this is the first credit card I have ever had that I can set to automatically pay off my balance after every purchase!! I don’t mess with credit too much so this is the winner for me.

I love Klutch Card because it's the only credit card with full transparency of my spending. I can track them and even automate actions with the miniapps, like removing a card as soon it is charged, categorizing my budget, locking card, feeding spreadsheets, etc ...

I love the Klutch credit card. The perks are pretty good, especially for a no fee card. You get 1% on everything and they have been running a lot of 6% cash back on offers every month, you just need to make sure you check your email to see them. I made like $80 last month from cash back.

The application was super easy. I got a card right away and was able to add to my wallet and actually used it that day. The actual card comes in the mail ~2 weeks later. I didn’t really know what the card was all about until I got it and I’m still learning all the features they have. It really is for people that like managing their stuff on their phone and setting up things to help you save time. The app is pretty useful.

Hey so I’ve been using a few neobanks now. I have accounts at Robinhood and Chime and I have to say I was having issues with my adding my bank account and emailed their support line and they have been surprisingly responsive and helpful. I was able to get what I needed in 24 hours and even though I have to email them I have to say its been pretty good ever since.

I am a DIY type of person, so I've been looking for a DIY / life hack credit card for a while. I only found a few others that offered "virtual card" numbers for me to use while online shopping so I don't have to give my regular card number everywhere. I also like the ability to limit or freeze cards and the auto categorization. I've linked it to my other financial tools through the plaid integration. I also like being able to set a budget and track spend against budgeted categories as well as the if-this-then-that rules that I can create to trigger for certain spend items. I don't want Amazon or Netflix to charge me more than I have signed up for, so I have limits on those merchants and similar others. I haven't found other cards where I can limit specific merchant spend.