Combined Insurance (Canada) Arvostelua 

The customer service rep was very thoughtful and thorough!

⭐ My Experience with Combined Insurance — Disappointing and Frustrating

I purchased insurance through Combined Insurance specifically to protect myself financially in the event of a serious injury. Unfortunately, after suffering a traumatic brain injury, I have now had my claim denied twice, despite my position that I have a legitimate injury and supporting medical documentation.

It is extremely upsetting to pay for insurance for the peace of mind of knowing you will have protection when something unexpected happens, only to find yourself fighting to have your injury recognized when you need that coverage.

I purchased this policy for a reason: to protect myself during a difficult time. Instead, I have been left frustrated, disappointed, and questioning the value of the coverage I paid for.

Based on my personal experience, I strongly encourage anyone considering Combined Insurance to carefully review the policy, understand the exclusions, and ask detailed questions about how claims are assessed before purchasing coverage.

Insurance is supposed to provide protection when life takes an unexpected turn. Consumers deserve transparency, fairness, I do not recommend this company. When it’s time to pay when we are at our most vulnerable we are left to suffer. Keeping the money we paid for unforeseen circumstances in their pocket

I had started using it since 2024 it’s good and reliable

Insurance is important

My experience with Combined Insurance Canada has been very positive. The team was friendly, professional, and helpful throughout the process. I appreciated how clearly they explained the insurance options and answered my questions. I felt that my concerns were taken seriously, and I received the support I needed. Overall, I’m happy with my experience and would gladly recommend Combined Insurance Canada to others.

Christina was awesome to deal with! Very friendl And informative

Fast and easy to do. Staff is great to work with.

Very good deal, and very good agent very hospitable.

My agent was fantastic!

It was good.

Good information

So much! Excellent customer service, you pay claims in a reasonable amount of time. Customer service is helpful and pleasant. Just wow!

Mrs pauline dharmaraj and her husband jeya dharmaraj are great people who helped us understand the concept of buying the accidental insurance and also explaining about critical ,sickness insurance well explained to us.

Chelsea made the application process so easy. She was also very helpful and informative with the policy options and worked with in our budget

Combined insurers very very great , I like combined , They fulfilled all their commitments, and I am truly satisfied with you all. thank you 👍

Very knowledgeable, always keeps me updated on what is best suited for me.

Luke provides excellent service and is always professional, helpful, and reliable. He takes the time to answer my questions, explain everything clearly, and make sure I have the right insurance coverage for my needs. It’s great to have someone who is responsive, knowledgeable, and genuinely cares about his clients. I highly recommend Luke to anyone looking for an insurance professional who goes above and beyond

Très bon service de mon représentant, prend le temps d'expliquer le produit, répond à mes questions. J'aime beaucoup les produits.

Mandy was thorough and spent a lot of time going over the product with me and when she came to something she wasn’t sure about she immediately called her supervisor for clarification.
She took her time with me to get me what I needed and what I could comfortably afford
She was personable friendly and relatable