Climb Credit Arvostelua 193

New updated review! After finding the issue, the website does not allow you to make additional payments if you have an automated payment for your amount due. It will simply pay your balance, and not apply payments to your principal. They supposedly fixed this for me and set the autopsy to a fixed amount, now I can make additional payments. They didn't tell me that they had set my next payment for DOUBLE THE PAYMENT AMOUNT! Thank God I checked, because I would've been out a lot of money. My $417 payment was scheduled to autopay at $834. The only way I found out was because they screwed up my paperless billing and actually sent a bill in the mail (I had never received one in the past as this account was always paperless from creation). I thought it strange that I received something in the mail. Luckily I checked and found the error. So they've been applying all of my payments incorrectly, then when the payments are fixed, the autopay is configured to take too much money and my paperless billing is canceled. This is crazy.

Poor customer service, representatives are not friendly. Called for a payoff price, payed right away. Then got a bill for 5$ and referred to a debt collection agency.

I applied for a loan for an online BootCamp and was expecting a 5.9% interest rate. This is honestly more than I've paid for a loan in a long time, but I really wanted to just get the deal done. Their website does make the application process very easy. But at the last stage was a notice of "rates between 5.9% - 15%." It is quite outrageous to charge a student 15% interest. I was told in their online chat, the rate would be dependent upon a credit score "and other factors." Whatever that means. As my credit score is over 800, the highest category possible, I proceeded with the assumption getting the 5.9% interest should not be a problem. They came back with a full 2% higher at 7.9%. I'm not interested in putting up with a bait and switch like this, and they seem to be preying on students looking to get ahead in life. Not ok with me. I went elsewhere for my loan, and I'd advise others to do the same.

Using climb credit has been one of the worst decisions of my life. No one gets in contact with you. They use UAS Connect and apparently these agencies are not in contact with each other. I pay through UAS connect, yet Climb reports nonpayment to credit agencies which in turn negatively affects your credit score, even when your payment due amount is $0. I would not advise anyone to use this company. My experience the past couple of months has been AWFUL.

Worst customer service I have ever experienced 🤬 I was told that they have no proof of any payments on my account for almost 12 months. I have proof of every payment. They have done absolutely nothing to fix this. I would definitely not recommend!

PLEASE IT IS NOT WORTH IT. They are scammers with unrealistic expectations and leave you to the wolves when you are going through hard times. I tried to ask for help and they left it up to my school which my school had no plan of action for help and because it’s in between the two schools, this situation floats in limbo

Awesome experience. Great customer service. True to their commitments.

I am do happy that Climb approved my application . I really want to take this class Medical Coder to get my certification. This is the best answer that I could get.

Very easy to apply and helpful customer service.

This is a great company. I applied for a loan and had an answer in minutes. And had my documents to sign in a couple of days. And very easy to contact with quick response.

The application process was very easy and fast. Excellent!!

Everything was super easy and fast. Everyone was very helpful and the repayment options are perfect. I have had an amazing experience and I cannot wait to take more classes and use the service again. Keep up the great work everyone!!

I called the number provided for customer support to confirm the details to insert in the loan forms and they said they only handle the loan after I complete the forms. so who should I ask about the form? they had no clue and didn't understand why their number was on the site.
The chat feature is terrible too. you send a chat and they respond late. not sure if this is a staffing shortage or what.
don't deserve more than one star.

Very easy to navigate and quick responses.

Climb is excellent giving me the opportunity to get an education.

David Iorio

They ended up selling theyre business and the transition with payment process to the new company ended up costing me 60 points on my credit score and now I'm disputing it....small claims court for the credit ding... Duck climb credit