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Katso, mitä arvostelun kirjoittajat sanovat

Saanut 3/5 tähteä

45 cash.com overall provides a fast and simple application process; which then is submitted through their database of lenders for approval. Although, I didn't qualify for a loan, because of my less th... Näytä lisää

Saanut 1/5 tähteä

Do not sign agreement without reading repayment terms! Got approved for 1200 and terms had me repaying @a 500.% interest rate and 600 a month payment for like a yr ! Thank God i did NOT sign!! This sh... Näytä lisää

Saanut 1/5 tähteä

Well for starters on there advertisement it says they help people with all credits well thats not true. Companies always tell people they can help and you give all your information just to be turned d... Näytä lisää

Saanut 4/5 tähteä

I was able to get cash so it works not the easiest system or the amount I was looking for but at the end of the day they found a loan for me

Yritys on vastannut

Yrityksen tiedot

  1. Muut kuin pankin rahoituspalvelut
  2. Talouskonsultti

Tietoja yrityksestä 45Cash

Yrityksen kirjoittama

Welcome to 45Cash – Your Personal Loan Connection

At 45Cash, we're here to simplify your search for a personal loan. Our free service is designed to help you find a potential lender or financial service provider quickly and easily, regardless of your credit type.

How We Help:

  • One Simple Form: Instead of visiting multiple websites and repeatedly entering your information, you only need to complete one quick, easy form with us.
  • Extensive Network: We have a network of carefully vetted lenders and financial service providers ready to consider you as a borrower.
  • Direct Connection: Once we find a potential match, we'll redirect you to the lender's website to review their offer and complete any remaining steps.

What Happens Next:

  • Review Your Options: You'll have the opportunity to review the lender's offer with no obligation.
  • Your Choice: If you like what you see (we always encourage you to carefully consider your ability to repay the loan), you can let the lender know you're ready to go!
  • Quick Process: If approved by the lender, you could have funds in your bank account as soon as the next business day (if you act early enough in the day, sometimes you can even see funds in your account the same day).

At 45Cash, our service is always free, and you're never under any obligation to accept a loan offer. If you don't like the terms a lender offered, or if we cannot find a lender interested in working with you today, you're welcome to come back and submit another request, since we're adding new lenders every week (and you don't even have to reenter all your data)!


Yhteystiedot

2,6

Välttävä

TrustScore 2.5/5 tähteä

49 arvostelua

5 tähteä
4 tähteä
3 tähteä
2 tähteä
1 tähti

Kuinka tämä yritys käyttää Trustpilotia

Tutustu arvostelujen ja arvosanojen lähteisiin, pisteytykseen ja moderointiin.

Yritykset eivät saa tarjota kannustimia tai maksaa arvostelujen piilottamisesta Trustpilotissa. Arvostelut ovat yksittäisten käyttäjien mielipiteitä, eivät Trustpilotin. Lue lisää

Saanut 1/5 tähteä

Stay away from this company

We were approved for $2700. However while setting up the loan I asked what are the payments. She said $247 a week.
Iasked what was the interest rate and she said we dont charge a interest just $9 a week until the loan is paid off. She said the loan was for 40 weeks.
At $247 × 14 it is over $9900 plus that $9 every week.
This is a conn on desperate people. 45cash says it's not them it's their lenders and tries to compare it to credit card interest rates compounding. That in itself is a conn!
Bottom line is stay away from this company....just on person's opinion.

1. toukokuuta 2025
Oma-aloitteinen arvostelu
Saanut 1/5 tähteä

I was pre-approved for a load of…

I was pre-approved for a load of $1200.00. Then I was deciding. When entering my bank and routing information. It was entered wrong on there system. When I went to sign the documents the numbers were wrong. I call the number. It was to later. The application already went thru. So the application had to be canceled. Tried to resubmit. The system did not let me change the routing and bank numbers. But I did get approval from cash1.

1. toukokuuta 2025
Oma-aloitteinen arvostelu
Saanut 1/5 tähteä

Do not sign agreement without reading…

Do not sign agreement without reading repayment terms! Got approved for 1200 and terms had me repaying @a 500.% interest rate and 600 a month payment for like a yr ! Thank God i did NOT sign!! This should be criminal! I've NEVER be given or even heard of an insane interest rate like this before!

26. helmikuuta 2025
Oma-aloitteinen arvostelu
Saanut 1/5 tähteä

It's not a real site I ask for a loan…

It's not a real site I ask for a loan and was denied they played it off just to get all my information and after that with out checking right away said sorry we can't help my advice to everyone is be careful who ur talking to cuz all these site wants is ur information if you notice that

30. tammikuuta 2025
Oma-aloitteinen arvostelu
Saanut 1/5 tähteä

Asking for your bank info before a yes or no..

They ask you 4 times to give permission to be contacted by there affiliates. Take your personal information. I thought ok. Maybe some of this is needed to have them reach a decision. Then they ask for your routing number and account number. Then have another box to ok then to call and text. Also agree to more which is all under a hyper link. So you don't know what your agreeing to. With a box to check saying your a person. So they want you to give them your account info which they don't need unless they tell you yes. Which I guess from what I have read is still at the begining of the rabbit hole. No thx.

26. joulukuuta 2024
Oma-aloitteinen arvostelu
Saanut 1/5 tähteä

Don't Waste Your Time

Well I heard there commercial on the radio where he said it helped all credit type's which is not true. They connect you to a bunch of BS lenders that want to get all your information and then send you to another site and they want all your information and then send you to another site it's just a bunch of crap all to be told sorry we can't help you again so they do not help all credit types it's just all a complete scam

6. lokakuuta 2024
Oma-aloitteinen arvostelu
Saanut 1/5 tähteä

I tried the site and it sent me down a…

I tried the site and it sent me down a rabbit hole of a bunch of different sites not a very viable source nothing was resolved for me won’t use them again

27. elokuuta 2024
Oma-aloitteinen arvostelu
45Cash-logo

Vastaus yritykseltä 45Cash

Hi Ryan. Sorry we couldn't help you find a lender. Thank you for giving us an opportunity to help. We are constantly adding to our network of direct lenders and other financial service providers. Hopefully you'll give us another try in the future, but if not we still wish you the best. (We were happy to see your 3-star review, but sorry to see you changed that to 1-star. If there's something we can do to earn back your 3-star review, please let us know! We value our customers, even if we can't always help them get what they want.)

Saanut 4/5 tähteä

Cash received

I was able to get cash so it works not the easiest system or the amount I was looking for but at the end of the day they found a loan for me

1. toukokuuta 2024
45Cash-logo

Vastaus yritykseltä 45Cash

Thanks for sharing your experience Steph! We are always looking for more lenders who can offer different programs and better options.

Saanut 4/5 tähteä

Very quick

Very quick. Very expensive to use. Had my money the next day. No problems.

19. heinäkuuta 2024
45Cash-logo

Vastaus yritykseltä 45Cash

Thanks for your input Brittany. Glad we could help you find a lender that provided quick service!

Saanut 1/5 tähteä

I applied for 3000 dollars and am only…

I applied for 3000 dollars and am only receiving 1000 with an interest rate of 699% APR. It isn't good practice for such a high APR

3. toukokuuta 2024
Oma-aloitteinen arvostelu
45Cash-logo

Vastaus yritykseltä 45Cash

Hi Ray. Thank you for sharing your concerns. We have access to a relatively large network of lenders. There was only one lender that expressed an interest in working with you, and it looks like that lender's internal policies and underwriting standards placed you in a subprime category where rates are relatively high. But please understand APR on short-term loans can be misleading. If you put $1,000 on a credit card with a 30% APR and made the minimum monthly payment (the greater of $25 or 3% of the balance), you would end up paying approximately $55/month, it would take 124 months to repay the debt, and you would pay approximately $2,549 in interest. Another interesting comparison is the APR equivalent on an overdraft fee. An overdraft fee of $35 on a $100 overdraft that is paid back in 2 weeks carries an APR of $1,690%. For loans with repayment terms of less than one year, it may be better to look at the total interest paid, versus the APR. Nevertheless, we urge all consumers to use our service as a free, no-obligation tool to make informed decisions. We respect your decision that the high interest rate you were offered is not good for you. We do not control the lenders' underwriting standards or their risk-based pricing. But we certainly understand your position.

Saanut 1/5 tähteä

ANOTHER FRAUDULENT COMPANY

Commercial claimed no matter what type of credit as long as you have a bank account and check stubs which I have both but they kept redirecting me to all these other credit card companies which kept redirecting me this I feel is a scam to get your information BEWARE!!

23. joulukuuta 2022
Oma-aloitteinen arvostelu
45Cash-logo

Vastaus yritykseltä 45Cash

Hi Jeannette. 45cash is a legitimate company that works with a variety of financial service providers. Unfortunately, not everyone qualifies for unsecured loans. Loans are subject to lender approval. 45cash, as stated on the website multiple times, is not a direct lender. In some cases, where lenders are not willing or able to help a consumer, the consumer may be redirected to other potential offers (like a credit card offer). All offers are free to review, with no obligation, or they can be ignored. We are sorry you had a poor experience here.

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